Bank Account: Now one person can open so many bank accounts, RBI has issued a new rule
Khushi Sharma January 30, 2025 01:50 PM

It is mandatory for every person to have a bank account. Some people save through bank account, while some people invest in the bank to secure their future. Many times people are seen having more than one bank account. RBI has alerted those who open more than one account. Now RBI has made a new rule (RBI rules for bank accounts) for those who have more than one account (bank account details). Let us know through the news how many bank accounts you can open.

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You can open bank accounts like this-
Many facilities are provided by the bank to its customers. The facility of opening an account is given as per the customers' needs and convenience. Customers can open a salary account, current account, savings account or joint account (uses of bank saving account) in the bank in view of their income and transactions and savings. By the way, most customers open a savings account to save their money. This is a primary bank account. By depositing money in this account, you also get the benefit of good interest.

What is current and salary account -
Apart from savings account (Saving account ke fayde), many people also invest in current account. This account is usually for business class people. People who do business or whose transactions are very high. Such people mostly open current account instead of savings. Talking about salary account, it is a zero balance account (account opening with zero balance). Salary is credited in it every month, so due to this there is no tension of maintaining balance.

How many accounts can be opened in the bank -
At the same time, the name of joint account itself suggests that two people can open a joint account together in it (Joint Account ke fayde). You can open a joint account with your partner and as far as the rules for opening these accounts are concerned, it is necessary to follow the rules issued by RBI (RBI guidelines for bank accounts) and the bank, but no limit has been fixed for how many accounts a person can open. Any customer can open different types of accounts according to his income and need.

More attention has to be paid to multiple savings accounts-
RBI has not placed any such limit on bank customers and neither is there any limit (balance limit) for keeping accounts in the country. According to the current rules, any person can keep two, three, four accounts in any limit. However, it is necessary for you to follow the rules of RBI. If you manage multiple savings accounts (Multiple Savings Account rules) with multiple banks with full efficiency by staying within the rules and regulations, then you do not need to take any tension for this. However, while keeping multiple savings accounts, you also have to pay attention to many things.

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