🚨 Financial Year 2024-25 is ending soon! If you haven't planned your tax-saving investments, now is the time. You have until March 31 to invest and reduce your tax burden.

Here are the top tax-saving schemes you should consider:

1️⃣ Public Provident Fund (PPF)

✔ Tax Benefit: Under Section 80C, up to ₹1.5 lakh
✔ Lock-in Period: 15 years
✔ Interest Rate: ~7.1% (tax-free)
✔ Best For: Long-term wealth creation & retirement savings

2️⃣ Senior Citizens Savings Scheme (SCSS)

✔ Tax Benefit: Under Section 80C, up to ₹1.5 lakh
✔ Lock-in Period: 5 years (extendable)
✔ Interest Rate: ~8.2%
✔ Best For: Senior citizens (60+ years) looking for regular income

3️⃣ Sukanya Samriddhi Yojana (SSY)

✔ Tax Benefit: Under Section 80C, up to ₹1.5 lakh
✔ Lock-in Period: Until the girl turns 21 years old
✔ Interest Rate: ~8% (tax-free)
✔ Best For: Parents saving for a girl child's education & marriage

4️⃣ National Savings Certificate (NSC)

✔ Tax Benefit: Under Section 80C, up to ₹1.5 lakh
✔ Lock-in Period: 5 years
✔ Interest Rate: ~7.7%
✔ Best For: Safe investment with assured returns

5️⃣ Tax-Saving Fixed Deposits (FDs)

✔ Tax Benefit: Under Section 80C, up to ₹1.5 lakh
✔ Lock-in Period: 5 years
✔ Interest Rate: ~7%
✔ Best For: Low-risk investors looking for stable returns

Which One Should You Choose?

👉 For Long-Term Wealth → PPF, SSY
👉 For Regular Income → SCSS
👉 For Medium-Term Safety → NSC, FD

📌 Act Fast! March 31 is the deadline to maximize your tax savings for FY2024-25.