ePayLater: You can still travel by train even if you don't have a single rupee in your pocket! Railways themselves provide this facility to passengers..
Shikha Saxena April 26, 2025 06:15 PM

IRCTC ePayLater: If you want to travel by train but cannot arrange the money on time, then there is no need to worry now. IRCTC has started an 'ePayLater' facility for passengers, under which you can book train tickets without making immediate payment and can easily make payment within 14 days.

IRCTC (Indian Railway Catering and Tourism Corporation), the catering and tourism branch of Indian Railways, has started this facility to promote Digital India and a cashless economy. For this, IRCTC has introduced this facility in collaboration with Arthashastra Fintech Pvt Ltd, which allows passengers to book tickets even without credit/debit card or net banking.

What is Railway's ePayLater service?

ePayLater is a digital payment option, which is available on IRCTC's website and mobile app. Through this facility, passengers can book train, flight, and tour package tickets immediately and can make payment within 14 days, that too without any interest. During this time, neither will you have to enter the card number nor will you need to fill the balance in the wallet.

Where can it be used?

Train ticket booking:

Whether it is a normal or Tatkal ticket, you can book immediately through ePayLater and pay later. IRCTC books more than 1 lakh Tatkal tickets every day, providing relief to millions of passengers with this facility.

Flight booking:

While booking a flight from IRCTC's website or mobile app (available on both iOS/Android), you can choose ePayLater and pay for the ticket later.

IRCTC tour package:
Whether it is a domestic or international trip, you can book any tour package of IRCTC through ePayLater and make payment within 14 days.

This process has to be followed.

Login to IRCTC's website or app.

Book the train, flight, or tour package of your choice.

On the payment page

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