Lidea Feed

SIP's 5+15+25 formula is not amazing but a big deal, once you understand it, you will never run out of money! You will also get the calculation here

Siddhi Jain May 03, 2025 09:15 PM

SIP calculation: Investment at the right time is very important for a safe future. So if you are 30 years old now, then start investing immediately so that you can become a millionaire before retirement. SIP can be the best option for you to become a millionaire. You can become a millionaire by just investing in SIP for 25 years. So let's understand what is this money making 5+15+25 formula of SIP.

Investing in SIP (Systematic investment plan) is quite famous among people. Investors can easily create a good fund for the future by investing in SIP. You can easily get a return of 12 to 15 percent in SIP. If you are also dreaming of becoming a millionaire, then immediately follow the 5+15+25 formula of SIP.

The 5+15+25 formula of SIP tells investors how much to invest and for how many years to do it. Also, by getting how much percent return on that investment, you will be able to become a millionaire. However, for this, investors will need to be patient.

The 5+15+25 formula makes it clear that if you want to have a fund of 1 crore just before retirement, then start a SIP of Rs 5,000 from today itself. If you are 30 years old now, then a SIP of Rs 5,000 will make you a millionaire by retirement.

You can easily get up to 15 percent return in SIP. If you are also starting a monthly SIP of Rs 5,000, then you can get up to 15 percent annual return on it. By adding this investment of Rs 5000 and the return, you can get crores of funds on maturity.

If you are starting to invest in SIP of Rs 5,000, then you should know for how many years you will be able to become a millionaire. So let us tell you that if you continue investing Rs 5,000 for 25 years, then you will have a fund of Rs 1 crore in your hands at the age of 55.

Let us now understand through calculation how the formula of 5+15+25 is amazing. If you invest Rs 5,000 for 25 years, then the investment fund will be Rs 15,00,000. According to 15 percent return on this investment, the money will be Rs 1,22,82,804. Then by adding the investment amount and return, the total fund on maturity will be around Rs 1,37,82,804. (Note- Before investing, get all the information about the fund and return from SIP calculation)