Bank FD Rates: Recently, a big update has come from PNB Bank for the customers. This update of the bank has given a big shock to millions of customers. Now recently, Punjab National Bank, one of the leading government banks of the country, has recently announced to reduce the interest rate on its bank's fixed deposit. Let us know what effect this will have on the customers.

What are these new interest rates of the bank-

These new FD rates have been implemented by the bank from May 1, 2025. Although earlier in April 2025 also, the bank had revised the FD interest (Punjab National Bank FD Rates) on deposits of less than Rs 3 crore, but this time the bank has cut the interest rates on some short term and medium term FDs by at least 25 basis points.

Latest interest rates of bank FD-

After the change in FD rate, Punjab National Bank has announced that common citizens will be given interest ranging from 3.50 percent to 7.10 percent on FDs from 7 days to 10 years (interest rates of bank FD).

The highest interest is being given by this bank on FDs of 390 days and these interest rates are 7.10 percent. Along with this, the interest rate for the period of 180 to 270 days has been reduced from 6.25 percent to 6 percent.

This much interest is being given on FDs of so many days-

Along with this, the interest rates for the period of 271 to 299 days by the bank have come down from 6.5 percent to 6.25 percent. However, at present, the FD rate of the bank for 303 days FD has come down from 6.4 percent, which has come down to 6.15 percent.

Along with this, the interest rate for the period from 304 days to less than 1 year has come down from 6.5 percent to 6.25 percent. At the same time, for 1 year FD (Highest FD rates bank), the interest rates have been reduced by the bank from 6.8 percent, which has come down to 6.7 percent.

FD rate for senior citizens-

At the same time, senior citizens will get a little more benefit than ordinary citizens.

Senior Citizens above 60 years and below 80 years of age (Senior Citizen FD rate) from this bank will get 0.50 percent more interest on 5-year FDs on deposits less than Rs 3 crore and 0.80 percent more interest rate for more than 5 years.

In this way, these interest rates for senior citizens range from 4.00 percent to 7.60 percent.

FD Rate for Super Senior Citizen-

On the other hand, if we talk about Super Senior Citizen FD Rate, then Punjab National Bank is offering 0.80 percent more interest than the normal rate to people of 80 years and above.

If seen, in this way, Super Senior Citizens (Senior Citizen FD Return) are getting the benefit of interest ranging from 4.30 percent to 7.90 percent.

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