Millions of employees across India contribute a portion of their salary to the Employees’ Provident Fund (EPF), a government-backed retirement savings scheme managed by the Employees' Provident Fund Organisation (EPFO). This fund is designed to ensure financial security for salaried individuals after retirement. However, despite being enrolled in the scheme, many EPF members remain unsure about how to check their PF balance.

The good news is, checking your PF account balance has become incredibly simple in recent years. Gone are the days when accessing this information required paperwork or long wait times. Today, the EPFO offers multiple hassle-free ways to view your EPF balance—often in just a few seconds.

Here’s a detailed look at 5 easy and reliable ways to check your PF balance instantly:

1. Give a Missed Call

One of the simplest methods is giving a missed call from your registered mobile number. Just dial 9966044425, and the call will disconnect automatically. Shortly after, you’ll receive an SMS containing your EPF account balance, UAN (Universal Account Number) details, and the latest contribution update.

Note: Your mobile number must be registered with your UAN and the EPFO records for this feature to work.

2. Send an SMS

You can also get your PF balance via SMS. Send the following message:

nginx

CopyEdit

EPFOHO UAN ENG

to 7738299899.

Here, “ENG” refers to English. You can also use other language codes like “HIN” for Hindi, “TAM” for Tamil, etc. You will receive a detailed message about your PF account balance and recent contributions.

3. Use the UMANG App

The UMANG app (Unified Mobile Application for New-age Governance) is a government platform that provides access to various services, including EPFO. Here’s how to check your balance:

• Download and open the UMANG app.

• Search for ‘EPFO’ services.

• Log in using your UAN and OTP.

• Choose ‘View Passbook’ to see your current PF balance and transaction history.

4. Visit the EPFO Member Portal

You can also check your PF balance online by visiting the official EPFO member e-sewa portal:

• Go to: https://www.epfindia.gov.in

• Click on ‘For Employees’ under the ‘Our Services’ section.

• Select ‘Member Passbook’.

• Log in using your UAN and password.

• Once logged in, you can view and download your passbook containing balance details and monthly contributions.

5. EPFO Mobile App (m-EPF)

The m-EPF app, developed by EPFO, offers another convenient way to track your PF balance:

• Download the m-EPF app from the Play Store.

• Register using your UAN and OTP.

• Navigate to the ‘Passbook’ section.

• View your balance and contribution history in real-time.

Why Checking Your PF Balance Regularly Matters

Keeping track of your PF balance is essential to ensure that:

• Your employer is making timely contributions.

• You’re aware of the total amount accumulated for retirement.

• You can plan financial decisions, such as partial withdrawals or loans, more effectively.

Final Thoughts

The EPFO has significantly simplified the process of accessing your Provident Fund details. Whether you prefer a phone call, a mobile app, or online services, checking your EPF balance has never been easier. With these five quick methods, employees no longer need to guess or wait to find out how much they’ve saved in their PF account.

Make sure your UAN is activated, your mobile number is registered, and your KYC details are up to date to enjoy seamless access to your EPF information.