5 smart frugal living tips to save more every month
25 May 2025

Living frugally is a good way to keep a check on your finances and save as much as possible every month.

By making minor tweaks in your day-to-day life, you can manage to cut costs drastically and save more.

Here are five useful tips that can help you go more frugal without skimping on your basic needs.

Create a detailed budget plan
Budgeting

A detailed budget plan is the cornerstone of frugal living.

Start by listing all sources of income and categorizing expenses into essentials like rent, utilities, groceries, and non-essentials such as entertainment or dining out.

Allocate specific amounts for each category and track spending regularly to identify areas where cuts can be made.

This practice not only helps in controlling unnecessary expenditures but also ensures that savings goals are met consistently.

Embrace DIY solutions
DIY approach

Embracing do-it-yourself (DIY) solutions can save you a lot of money in the long run.

From home repairs to personal care products, a lot of things can be easily done on the cheap with online tutorials or guides.

Making homemade cleaning supplies or repairing minor household problems yourself cuts down your dependence on the professionals, who often charge you a lot.

It promotes self-sufficiency while saving your money.

Opt for public transportation
Transportation savings

Opting for public transportation instead of buying a car can reduce monthly expenses on fuel, maintenance, insurance, and parking fees.

Most cities have reasonably priced public transit options that are convenient and time-efficient for daily commuting requirements.

Further, walking or cycling small distances saves money and also keeps you healthy.

Practice energy efficiency at home
Energy efficiency

Implementing energy-efficient practices at home is an effective way to cut down on those utility bills.

Simple actions such as turning off lights when leaving a room, using energy-efficient appliances, and unplugging devices when not in use all contribute to reduced electricity consumption.

These minor changes combined would lead to significant savings on your monthly utility costs.

Shop smart with discounts
Smart shopping

Shopping smart also means shopping with discounts and sales.

Use coupons or promo codes while buying groceries or clothing essentials online or at the store.

It ensures you get the best deals without compromising on quality.

Do your research before making purchases to reach your financial goals and enjoy the long-term benefits of savings.