Atal Pension Yojana Closing Process: In this fast-paced life, it is more important to save for your tomorrow than to fulfill the needs of today. This is because there is no guarantee that what you are earning today will be available in the future and to avoid financial problems in old age, people start saving from today itself.
People invest in different schemes so that they have a good amount in old age which they can spend on their needs. Such as pension, bank balance, etc. Similarly, people also invest in the Atal Pension Yojana so that after the age of 60, they can get a pension of Rs 1 1,000 to Rs 5 5,000 every month. But many people also get it closed after joining this scheme. In such a situation, if you are also associated with this scheme, but now want to close it, then you can know the way here. In the next slides, you can learn about this in detail...
First, know what is Atal Pension Yojana.
Atal Pension is a scheme in which you have to invest first and then after 60 years, you get a pension every month. In this, you have to pay a premium according to age. For example, if someone invests Rs 210 every month from the age of 18, then he will get a pension of Rs 5 thousand every month after 60 years.
If you want to close it, then this is the way:-
Step 1
If you are also associated with the Atal Pension Yojana, then this is a pension scheme in which you get a pension after 60 years
But if for any reason you want to close your account opened in this scheme, then you can do it
For this, first of all, you have to go to the branch of that bank from where you applied for this scheme
Step 2
By going here, you have to meet the concerned officer or you can meet those who linked you to this scheme.
Remember to take with you the slip which was given to you by the bank after applying for the scheme, because it contains complete information about your scheme.
After this, you are asked to write an application to the bank in which you have to request to close the account. Also, give your bank account details in it in which you get back the money deposited by you.
Step 3
After this, go to the concerned officer with this application
Now the process of removing your name from the scheme starts and you are asked for your Aadhar card number
Then your KYC is done by taking your biometrics and you have to sign the printout of KYC and give it to the bank officer
Now your application gets cancelled in a few days and your money is returned to your bank account within a few days.
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