CIBIL Score: People with poor CIBIL score will face a double blow, apart from loan they will have to face another problem..
Shikha Saxena May 28, 2025 09:15 PM

Cibil Score update: If your CIBIL score is good then you are free from many types of tensions. You will get a loan or credit card quickly, but if it is bad then you will get a double shock. Because now apart from taking a loan, CIBIL score (CIBIL Score kyo jruri h) will be seen at another special place, only then your work will be done. Let us know where else apart from a loan, a good CIBIL score will be needed.

CIBIL score will also be needed in this work -

A bad CIBIL score will not only create obstacles in taking a loan, but if it is bad, it will also be difficult to get a job in a government bank. CIBIL score is decided based on the credit history of a bank customer. Credit history shows when you took a loan from the bank (CIBIL Score in bank job) and whether you repaid it on time or not. The history of those who take credit cards is also in how the credit card bills have been paid. On this basis, the CIBIL score (CIBIL Score for loan) is decided.

This notification has been issued-

The Institute of Banking Personnel Selection (IBPS) is a banking recruitment agency. It has said in one of its notifications that candidates seeking a bank job will need a better credit history and a good CIBIL score (CIBIL Score range).

The CIBIL score should be this much-

Just as it is difficult to get a loan if you have a poor CIBIL score (CIBIL Score required for loan), no matter how much your income is, similarly, no matter how hard you work, if your CIBIL score is not right, you will not get a bank job (CIBIL Score required for bank job). A CIBIL score of 750 is considered good for a loan, while for a job, the CIBIL score should be 650 or more.

What will happen if you have a bad CIBIL score-

According to the new notification of IBPS, candidates whose CIBIL score is less than 650 will have difficulty in getting a job in a government bank (bank job CIBIL Score). If there is no CIBIL score, then the applicant will need a no-objection certificate from the bank. Without this, the offer letter will be cancelled. Now the credit clause has also been added to the new qualifications for bank jobs (bank job news). CIBIL score will play an important role in this.

CIBIL score becomes bad due to these reasons -

With a CIBIL score above 750, you can get a loan at a low interest rate, while a CIBIL score above 650 can get a good bank job. If a loan is defaulted (loan default rules), then the CIBIL score becomes bad. It also becomes bad due to not paying the credit card bill on time. Apart from this, there are many other reasons due to which the CIBIL score becomes bad (bad cibil score reasons).

Improve your credit score like this -

To improve the CIBIL score (how to improve cibil score), it is best to pay all kinds of bills on time. Pay the loan, credit card bills, and other electricity and water bills on time, this will improve the CIBIL score (CIBIL Score news). It can be improved quickly by paying the bill before the deadline. It can also be improved quickly by taking a secured credit card on FD. After that, it will be easy for you to get a loan and a bank job.

Disclaimer: This content has been sourced and edited from Hr Breaking. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.

© Copyright @2025 LIDEA. All Rights Reserved.