Many schemes are run by the central government for salaried employees. One of them is the EPF scheme. This scheme is specially designed for people who get a monthly salary. In this, you have to give some money from your salary, and some money is deducted by the company itself from your salary and deposited. But we tell you about the VPF scheme, in which you can create a fund of Rs 2.5 crore in a salary of Rs 25 thousand.

VPF is an extension scheme, which comes under EPF. In this, you can invest more according to your needs and can raise more funds after retirement. Like, according to the rules of PF, the company gives 12 percent of your salary, and 12 percent is deducted from the salary itself. At the same time, you can raise a good amount of funds by investing more every month under VPF.

This is how a fund of 2.5 crores will be created.
Let us tell you how you can raise a fund of Rs 2.5 crore under VPF. If someone's salary is Rs 25,000 per month, and you contribute 20 percent of your total salary to EPF and your salary is increasing by 5 percent every year, then you can collect a fund of Rs 2.5 crore.

This is the calculation.

If your monthly salary is Rs 25,000 and you contribute to it from the age of 25. If your salary is increasing by 5 percent every year, then you can easily deposit Rs 2.5 crore. Out of a salary of Rs 25,000, a contribution of 20 percent will be Rs 68,05,474. The total interest on which will be Rs 2,05,41,873. If you add both of these together, then after retirement you will have a total amount of Rs 2,73,47,347. According to this, you will become a millionaire through VPF even with a monthly salary of Rs 25,000.

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