On one hand, this cut in repo rate will benefit the people taking loans. On the other hand, with this decision of RBI, investors investing in FD will now get returns at a lower interest rate on their FD. In such a situation, let us know what investors should do now.

The Reserve Bank of India i.e. RBI has once again cut the repo rate. This is the third time in this year that RBI has cut the repo rate. Today, the big decisions taken in the RBI MPC meeting have been announced, in which the repo rate has been cut by a full 50 basis points. Now the repo rate has come down from 6 percent to 5.50 percent. Earlier, RBI had cut 25 basis points twice, which was done in February and April 2025.

Repo rate cut

On one hand, this cut in repo rate will benefit the people taking loans. On the other hand, with this decision of RBI, investors investing in FD will now get returns at a lower interest rate on their FD. Since the beginning of this year, the returns on FD are continuously decreasing because the repo rate has been cut for the third time now.

According to a report by SBI, FD interest rates have been cut by 30 to 70 basis points since February 2025. In such a situation, now less return is being received on the money invested in FD. Not only this, along with FD, different banks are also reducing the interest rates of their savings accounts.

Investors should do this amid falling interest rates

FD interest rates will be cut in the coming months. In such a situation, you should invest your money in such FD now, where you are getting returns at a good interest rate.