Proper investment planning is necessary for both salaried and business class. This is the time to strengthen your financial health, rebalance the portfolio and add new asset classes. So let us know which option should bet on to fulfill our financial goals.

Amidst the daily hard work, everyone is looking for the right place to invest. By investing in the right place, people try to make their future safe. Keeping in mind the security of the people, many great schemes have been made in the market, which will not only secure your future, but there will never be a shortage of money. So let us know which can be the 10 best investment options.

National Pension System (NPS) is a strong and power-packed plan for retirement. In this, at the age of 60, you can withdraw a part of the deposited fund in lump sum, and the rest will give pension. Citizens between 18 and 70 years of age can invest in it. The special thing is that it also provides additional tax exemption of up to ₹ 50,000.

If you want to invest in gold with a small amount, then digital gold can be a great option for you. The biggest feature of digital gold is that you can start investing with just ₹ 1 through mobile apps. It guarantees 100% purity and is proving to be a safe option for long term investment.

Mutual fund is becoming a smart and convenient investment option for today's youth. You can invest in it as per your convenience. Through SIP (Systematic Investment Plan), one can start with small amounts every month. There is a possibility of getting strong returns in SIP in the long term, due to which the dream of financial freedom can be realized.

Atal Pension Yojana (APY) is a good scheme for those who want to get fixed and guaranteed pension with less investment. Any person between 18 to 40 years who has a bank account can join it. In this, a small monthly amount (eg ₹ 210) has to be deposited according to age and after the age of 60, a pension of ₹ 1000 to ₹ 5000 can be received for life.

If you are looking for a safe and fixed return scheme for the future, then Post Office Kisan Vikas Patra (KVP) is also a good option. Farmers living in villages can get special benefits from it. The current interest rate in this scheme is about 7.5% per annum, which doubles your investment in 115 months (about 9 years and 7 months).

If you are planning to make a safe investment with a small amount, then you can invest in the Post Office Recurring Deposit (RD) scheme. Investment in this scheme can be started from April. This 5-year term scheme currently gives around 6.7% interest per annum, which makes regular savings a safe means of giving good returns.

If you want long term and tax free investment, then the Public Provident Fund (PPF) scheme can be a great option. It gives around 7.1% annual interest. You can invest at least ₹ 500 and maximum ₹ 1.5 lakh in PPF in a financial year.

If you want to earn good returns, then you can invest in the stock market. Although there is no direct tax exemption in this, but there is definitely the potential to create a huge fund in the long term. When the market goes up, you can earn great profits by selling the shares. However, before investing in it, definitely take the advice of a financial expert.

If you want safe and good returns in a short time, then the Post Office Mahila Samman Saving Certificate Scheme is especially for you. Investments can be made in the scheme only in the name of women and it gives about 7.5% annual interest. In this, you can invest an amount of ₹ 1,000 to ₹ 2 lakh.

Fixed Deposit (FD) can also be a great option for investment. You can get FD in both bank and post office. The interest on FD in banks is different for each bank. Whereas the interest rate on post office FD can be found between 6% to 7%. (Note: This article is for information only and should not be considered as investment advice in any way, suggest consulting financial advisors for investment)