Today's era is a very uncertain era. No one knows what will happen here. If we look at recent days, then many such incidents have been seen in the world. Which have shaken people. These days, rain and floods are wreaking havoc in many states in India. Due to which many houses have been destroyed.

Many people's homes were washed away by the water. In such a situation, people living in these areas are now worried about their flats. This question is also coming in the minds of many people. Can they get their flat insured? What are the rules in India regarding this? Know the answer

Can a flat also be insured?

Accidents in life never come with a notification. Therefore, people prepare beforehand to avoid the loss in these accidents. It has been seen many times that there is a fire in the flat, theft or the house gets damaged suddenly due to some reason. In many incidents, the loss is so big that it takes years to recover. In such a situation, many people think whether the flat can also be insured in the same way as health. So the answer is yes. But let us tell you that flat insurance is different from health insurance. Which has different rules.

What things are covered?

Generally many things are covered in flat insurance. Like walls, ceiling and floor. Apart from this, things present in the flat like furniture, clothes, electronics but for this you have to take renters insurance. Mainly, the damage caused by natural disasters like fire, flood, earthquake is covered in the flat insurance policy.

Along with this, injury or damage to the third party can also be included in the insurance. However, what will be covered and what will not. It depends on which policy you have taken. Therefore, while taking the policy, read all the documents carefully.