Paytm pioneered mobile payments in India and transformed the way people made digital transactions by introducing technologies like QR Code and Soundbox. As a technology-first and most trusted UPI payment platform, Paytm continues to innovate to bring ease and security to everyday payments.

Paytm

The company's five new product innovations make it one of the best UPI apps in India as they include ease of use, robust security and a host of features that meet the changing needs of both users and merchants. Paytm's focus on product quality over marketing has made it one of the safest, fastest, and most trusted UPI payment apps today.

Hide or Unhide Transactions
This is an industry-first privacy feature that allows users to hide or unhide specific UPI transactions from their payment history. This makes it easy to keep sensitive payments such as gifts, personal expenses, or confidential transfers confidential. Hidden payments are moved from Balance & History to a secure View Hidden Payments section that users can only view after authentication.

Download statements in PDF and Excel
Paytm lets you download your UPI transaction statements in PDF or Excel format, making it easy to track expenses, budget, and do accounting. This feature is useful for both personal and business needs.

Create a personalized UPI ID.
Paytm lets you create a UPI ID of your choice, like name@ptyes or name@ptaxis, which eliminates the need to share mobile numbers while making payments. This ensures privacy and makes transactions easy and secure.

Check the balance of all UPI-linked bank accounts.
Paytm lets you check the balance of not just one bank account, but all the bank accounts you have linked to UPI, all at once. This saves you from having to log in to different banking apps again and again and gives you complete control over your money.

Receive Money QR Widget
Paytm has introduced the Receive Money QR widget, which allows taxi drivers, delivery agents, or freelancers to put their Paytm QR code directly on their phone's home screen. This makes receiving payments much easier and faster, as it doesn't even require opening the app.

Apart from this, Paytm has also introduced the Auto Top-Up feature for UPI Lite, which will automatically top up your balance from the linked bank account whenever it is low. This will ensure that daily small payments are made without any interruption and the bank statement will also remain clean.

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