HDFC Bank shares are in a lot of discussion these days, as the bank is going to consider giving bonus share in the board meeting to be held on July 19. This news has created a stir in the market. Meanwhile, a big fund manager has opened the secret of his smart investment strategy, which can teach you the real tricks of investment. Gurmeet Chadha, CIO and managing partner of Complete Circle Wealth, said that he has been buying 10 shares of HDFC Bank every month for the last 15 years. Whether the market goes up or down, they do not break this habit. He has earned crores from this easy investment manner.
Gurmeet Chadha recently shared on the social media platform X that he has been buying 10 shares of HDFC Bank without stopping every month for 15 years. The market is fast, a recession, or something, he follows this routine. Not only this, when there is a huge decline in the market, they consider it a golden opportunity and buy more shares.
His target is to deposit 25,000 shares of HDFC Bank but it is not just about shares. Chadha's thinking is also very big. He says, I do not run after 10-20% returns. My focus is on increasing my wealth by 10-20 times in 10-20 years. This is the real long-term game!
First Bonus Issue Coming after 30 years
Lot of people ask me if i still buy 10 shares of hdfc bank every month
Yes I have been for more 15 years + & also add lump sum during corrections. My Quantity Goal is 25000 Shares. I think of 10-20 times in 10-20 years & not 10-20% https://t.co/bwasfebgmm
- Gurmeet Chadha (@connectgurmeet) July 16, 2025
This strategy of Chadha did not become like this. There is a bitter experience of his life behind this. In the year 2020, he shared an old thing on X. In 2006, he used to work in HDFC Bank. At that time, there was greater salary and he quit his job for 25% more salary. At that time, he did not redeem his employee stock options.
Four years later, in 2010 he realized his mistake. One of his companions, who stayed in the bank, had increased the value of ESOPS to Rs 15 crore. Seeing this, Chadha understood that the strength of compound should never be underestimated. Just from then on, he was determined that he would buy 10 shares every month, and for the last 15 years he is adamant on it.
Let us know that Gurmeet started investing in this way when the price of HDFC Bank's stock was around Rs 180. In 15 years, the price of this bank's stock has reached close to Rs 2,000. After two stock splights (1:10 in 2011 and 1 in 2019), today they will have about 6,450 shares. On 17 July 2025, the total price of these shares is ₹ 1,28,56,140 by ₹ 1,993.20.
The biggest lesson from Chadha's story is that there should be haste and greed in investment. If you keep investing a little bit every month, then the magic of compounding can increase your money manifold. Suppose, you put a little money every month in a strong stock like HDFC Bank. After years, your deposit can surprise you.
Chadha is not disturbed by the small movement of the market. His eyes rest on their big goals - 25,000 shares. He considers the decline of the market as a chance, but a chance. His thinking is an example for every investor.
I Left HDFC Bank in 2006 N Did Not Vest By Esops. Got Carried Away by 25% Salary Hike N Switched
Realized My Mistake in 2010 & HV Been Buyin 10 HDFC Shares Every Mth For 9yrs. A college who styed back has Esops Worth 15Cr
Lesson learnt-unver interrupt d compounding process!
- Gurmeet Chadha (@connectgurmeet) December 3, 2020
HDFC Bank is thinking of giving bonus shares for the first time, which is very good news for investors. Bonus share means that if you have bank shares, you will get more shares for free. Apart from this, the bank is also considering giving special interim dividend. This news shows how strong the financial condition of the bank is.
Bonus shares for investors like Chadha can further boost their strategy. If you too are thinking of investing for a long time, then you can learn a lot from their strategy. Regular investment and patience can give big results to your small steps.
