Sawan Shivratri, a significant day of devotion to Lord Shiva, will be celebrated on Wednesday, 23 July 2025. In many parts of India, especially in the northern states where the Kanwar Yatra is observed, schools and government offices will remain closed. But the big question is—will banks remain closed too?
Let’s find out what the Reserve Bank of India (RBI) has to say.
The RBI releases an annual list of bank holidays, which includes national holidays, regional festivals, and local events. However, Sawan Shivratri (23 July) is not listed as a bank holiday in the RBI's official calendar.
✅ This means banks will remain open across most parts of the country on 23 July 2025.
26 July (Saturday): 4th Saturday – Banks will be closed nationwide.
27 July (Sunday): Weekly holiday – All banks will remain closed.
28 July (Monday): Banks will be closed in Sikkim due to the Drukpa Tshe-Zhi festival.
So, in some states, banks may remain closed for two or more consecutive days. Plan your banking tasks accordingly.
| Date | Holiday | States Affected |
|---|---|---|
| 3 July | Kharchi Puja | Agartala |
| 5 July | Guru Hargobind Jayanti | Jammu, Srinagar |
| 14 July | Beh Deinkhlam | Shillong |
| 16 July | Harela | Dehradun |
| 17 July | U Tirot Sing Death Anniversary | Shillong |
| 19 July | Ker Puja | Agartala |
| 28 July | Drukpa Tshe-Zhi | Gangtok |
Even during holidays, all digital banking services like net banking, mobile banking, and UPI will remain operational 24x7. You can:
Transfer funds
Pay bills
Check account balances
However, tasks like cash deposits/withdrawals, cheque clearance, or demand drafts must be done on working days, especially in states where banks are closed for multiple consecutive days.
🔔 Banks will remain open on 23 July 2025 as per RBI's official holiday calendar.
📅 But make note of 26–28 July in case you're in a region where extended holidays apply.
Always refer to your local branch or RBI's official list for state-specific holidays.
