If you are an EPFO member, then you will know that EPFO also gives pension to its members after retirement, but for this, the member's contribution should be at least 10 years. Usually, this pension is available from the age of 58, but if you want, you can also take it from the age of 50. For this, members have the option of early pension. But do you know that EPFO also helps your family in many other situations? EPFO also has pension plans to support the family in unforeseen situations. EPFO has divided all types of pension into 7 categories. If you are also a member of EPFO, then you must be aware of these pension categories. Know about this in the slides below.

This is the pension that is given to you by EPFO after you turn 58. How much pension you will get depends on your total contribution to the pension fund. If you want, you can claim for pension after 58 years till 60 years. In such a situation, EPFO increases the pension of members by 4 percent every year.

If a member is entitled to pension and wants to take pension before the age of 58, then he can claim after the age of 50. EPFO has also made a provision for Early Pension. However, in early pension, the pension is reduced by 4 percent every year to EPFO members. Meaning, if someone has to get a pension of Rs 10,000 at the age of 58, then on claiming at the age of 57, it will be reduced by 4% i.e. Rs 9,600 and at the age of 56, it will be reduced by 8% i.e. Rs 9,200 as pension.

This pension is given when a person becomes temporarily or permanently disabled during service. For this, the age and the condition of contributing to the pension fund for 10 years are not applicable. If a subscriber has contributed to EPS for even two years, then he is entitled to this pension.

After the death of an EPFO subscriber, his wife and two children below the age of 25 years are entitled to get pension. The third child is also entitled to pension, but when the pension of the first child stops at the age of 25, then the third child's pension will start. The 10-year rule of pension is not applicable even in the event of the death of an EPFO subscriber. If a subscriber has contributed for even one year, then on his death his widow and children will be entitled to pension.

If the wife of an EPFO subscriber also dies along with his death, then two children below the age of 25 years are entitled to pension. For such a situation, EPFO has a provision of orphan pension. But this pension will be available to children only till the age of 25 years.

In case the EPFO member does not have a spouse or child, on the death of the EPFO member, this pension is given to the nominee made by him. If the EPFO member has made both his mother and father as nominees, then in such a situation, both will get the pension amount according to the fixed share. On the other hand, if only one person is made the nominee, then the entire amount will be given to the nominee.

Under EPFO, if a single EPFO subscriber dies, then his dependent father is considered entitled to pension. If the father dies, then the mother of the subscriber gets the pension. She gets pension for the whole life. For this, Form 10D has to be filled.