Healthcare Schemes: From free online doctor consultation to free treatment up to Rs 5 lakh..
Shikha Saxena July 25, 2025 09:15 PM

If there is an elderly person in your house and you are worried about the increasing expenses of treatment, then there is some good news for you. Now you do not have to pay the doctor's fee for the treatment of people aged 70 years or more in the house, nor do you need to spend lakhs of rupees for hospitalization. These schemes of the government are making this problem easy to a great extent. We are talking about e-Sanjeevani and Ayushman Bharat Yojana. In the first scheme, free doctor consultation is available at home, and in the second scheme, free hospital treatment up to 5 lakhs is covered.

That is, under this, the elderly will get the facility of free online doctor consultation and cashless hospital treatment up to Rs 5 lakh. Know how both these schemes take care of both the health of the elderly and your savings.

e-Sanjeevani: Free doctor consultation at home

e-Sanjeevani is a telemedicine service in which patients can talk to the doctor on a video call from a mobile or computer. It is also beneficial for the elderly because they do not have to face the trouble of going to the clinic or hospital. It has many benefits-

No hassle of going to the hospital or clinic

Saves both travel expenses and time

Protection from the crowd or infection

An e-prescription is received immediately after a doctor's consultation.

How to register

First of all, go to the website esanjeevaniopd.in or download the eSanjeevani app from Google Play Store or Apple App Store.

Click on Patient Registration.

Enter the mobile number and verify with OTP.

Fill in the name, date of birth, gender, and address.

You will get a Patient ID through SMS.

After this, log in and take a token, and talk to the doctor on a video call.

Both consultation and prescription are completely free.

Ayushman Bharat Yojana: Free treatment up to Rs 5 lakh for people above 70 years of age

If an elderly person has to be admitted to the hospital, then Ayushman Bharat Yojana can provide relief. All citizens aged 70 years and above are covered under this scheme. Free treatment of up to Rs 5 lakh is available under this scheme.

What is covered?

Major surgery, critical care, and treatment of chronic diseases

Cashless treatment of up to Rs 5 lakh for the whole year

This facility will be available only in hospitals included in the panel.

How to avail the benefits of Ayushman Yojana?

Go to the website www.beneficiary.nha.gov.in.

There, look for the link or banner for senior citizens above 70 years.

Verify by entering your Aadhaar number.

After this, complete the registration in the scheme.

There is no premium or charge to be paid for this. It is completely government-funded.

Schemes taking special care of the elderly
If both these schemes are used properly, healthcare can become very cheap and easy for the elderly. E-Sanjeevani saves the cost of visiting the doctor every time, which usually ranges from Rs 200 to Rs 1000. Ayushman Bharat provides relief from sudden hospital expenses, which can sometimes go up to more than 1 lakh.

Take care of these important things

To use e-Sanjeevani, a smartphone or computer and the internet are necessary.

If the elderly are not aware of these schemes, the young members of the house should help them.

To take advantage of the Ayushman Bharat scheme, check which hospitals near you are included in this scheme. For this, you can check by visiting pmjay.gov.in.

Together, these two schemes of the government provide strong health security to the elderly, so that their health remains good and savings are also maintained.

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