UPI New Rules August 2025: A big change is going to happen in the world of digital payment. From 1 August 2025, many important amendments will be applicable in the rules of Unified Payment Interface (UPI). At first glance, these changes may seem technical, but they may directly affect your daily transactions, especially those who have a habit of checking balance several times a day.
UPI New Rules August 2025
If you check your bank balance repeatedly with UPI apps (eg PhonePe, Google Pay, Paytm etc.), then this habit can now be expensive. From August 1, the balance can be checked only 50 times a day. Once you cross the border, you will not get this facility that day.
Autope transaction – whether it is Netflix subscription, EMI of mobile recharge or home loan – now there will be no process all day. These will be processed only in non-peak hours:
According to NPCI, this step has been taken to reduce the technical load on the system.
If any of your payment is stuck, now you only its position Three times Only you will be able to check. Every time you 90 second interval Have to keep it too. The system will no longer react to refreshed repeatedly.
According to NPCI, in March and April 2025, the UPI network had serious obstacles twice. Crores of transactions were stuck and banks had to face massive complaints. After these circumstances, it was decided that some user behavior is necessary to limit.
All these rules All UPI apps and users will apply equallyWhether you use PhonePe, Google Pay or Paytm.
If you live within the fixed limit of balance check and status refresh and do transactions within the stipulated time, you do not need to worry about any kind.
The limit of transfer of maximum ₹ 1 lakh (₹ 5 lakh for education or health payment) will remain the same through UPI. There has been no change in this limit.
You do not need to do anything separately. All these new rules Automatically UPI will apply to apps. Just keep in mind that you follow the balance check and status updated boundaries, so that there is no obstruction in your transaction.