UPI New Rules: Nowadays, people are using UPI (Unified Payment Interface) for every small or big purchase. It is no longer just a means of payment, but has become an important part of life. From August 1, some new rules related to UPI are going to be implemented, which can affect your daily transaction process.
UPI New Rules: If you also use UPI (Unified Payment Interface) to make payments and check your balance, then this news is very important for you. With the advent of UPI, digital transactions have become very simple and convenient. With its help, you can transfer money to anyone from anywhere in a few minutes.
The National Payments Corporation of India (NPCI) has made some important changes in the guidelines related to UPI. These changes will come into effect from August 1, 2025 i.e. after 3 days. The aim of these new guidelines is to increase the safety of digital payments in India and improve the speed of transactions. If you use Google Pay, Paytm, PhonePe or any other UPI platform, then definitely check once what changes have been made in the new rules.
UPI New Rules: What will change
Balance check limit
Way to view information of all bank accounts from a single app
Autopay will now be processed only on time
Limit also applies to payment status check
Limit in payment reversal (refund)
Balance check limit
Till now users could check the balance of their bank account whenever they wanted, as many times as they wanted. But from August 1, this has been changed. Under the new guidelines, a user will be able to check the balance only a maximum of 50 times a day. This limit has been implemented so that there is no excessive load on the server during necessary payments and the transaction process can be done without any interruption.
Viewing details of all bank accounts from a single app
A limit has now been set on the facility of checking bank account through an app. Now users will be able to view their bank account details from that app only a maximum of 25 times in a day.
Autopay will now be processed at a fixed time
Many users keep their payments set on auto mode, such as Netflix subscription, SIP installments or electricity-water bills etc. Now such autopay transactions will also be processed at a fixed time. According to reports, authorization and debit processing for all autopay services will be done only during non-peak hours. The time from 10 am to 1 pm and from 5 pm to 9:30 pm has been included in peak hours.
Limit also applies to payment status check
After making a payment, everyone definitely checks its status once or twice, whether for their own satisfaction or to show it to the other person. But now a limit has been set on this status checking facility. Now you will be able to check the payment status only 3 times in a day, and there will be a gap of at least 90 seconds between each time.
Limit in payment reversal (refund)
Now a limit has been set for chargeback i.e. payment reversal. Any user will be allowed to request chargeback a maximum of 10 times in 30 days and only 5 times from any one person or organization.
