Crores of people in India use UPI i.e. Unified Payments Interfaces for digital payment daily. Now the National Payments Corporation of India i.e. NPCI has made major changes in the rules of UPI since August 1, 2025.
Upi new rules in hindi: If you are also a UPI user, then this news is very important for you. Crores of people in India use UPI i.e. Unified Payments Interfaces for digital payment daily. Now the National Payments Corporation of India i.e. NPCI has made major changes in the rules of UPI since August 1, 2025, which is necessary for every user to know. Your small mistake can block your UPI.
According to NPCI, these changes have been made for two reasons. This will reduce the pressure on the system, as well as users will get better experience. Under new changes, users can check their bank account balance to all UPI apps i.e. Paytm, PhonePe and Google Pay. However, users can use this facility only 50 times per day. This change will reduce the load of the bank server. Because the bank servers are slow due to repeated checks of users. Now this pressure will be reduced to a great extent.
UPI has made a big change, further enhancing the security of users. Under which the app will be able to access its data only after the permission of the users. This will increase the data safety of users. At the same time, under the new rules, now users will be able to see information about their UPI profiles linked with their UPI profiles in every app.
Many people choose from UPI to auto pay. Due to which their apps are automatically paid on time. Such as Netflix, Amazon Prime, Bank Sips, Electrical Water Bills etc. Payments people have schedule. But now all these transactions will be able to be done only in non -peak overs. That is, the peak time has been fixed between 10 am to 1 pm and from 5 pm to 9.30 pm in the evening. If the auto pay transaction fails during this time, then only three times the payment can be re-tried. If you try payments more often, then Mendate will be considered failed.
Many times it happens that users do transactions and go into pending or processing. In such a situation, now you will get the status update within just 90 seconds. However, earlier this status users did not get easily or people had to wait for hours. But now this problem is over. However, users will be able to check it only three times. And every time it should have a difference of 90 seconds.
If you have maintained UPI ID on a number, but you have not been using it for the last one year, then it will be closed automatically. This feature will provide double safety to consumers. If your old number is given to another user, then there will be no transaction on it by mistake. In such a situation, the possibility of fraud will be reduced to a great extent.
UPI will now be more secure for customers than ever. Consumers will have to undergo several level verification to link bank account with UPI apps. Especially the consumers who are downloading UPI for the first time or adding a new bank account to the app will have to follow it.
Common users and sellers will not have to pay any fees or fees on UPI payment. But this will have to pay transaction fees to banks like link phonpee, Google Pay. However, its burden will not come on the consumer. Many banks have also announced that the aggregators will have to pay the UPI transaction fees.
