Many major financial changes are going to be implemented from September 2025, which will directly affect the pockets of the common people. This includes changes to banking services, insurance rules, investment options and fixed deposit schemes. The deadline of some rules will be completed in September, while the duration of some may move forward. Preparations by taking information about these changes in time can save future troubles.
September 2025 Financial Changes: The month of September is bringing many big changes. Especially in banking, financial and other sectors, some new rules are going to be implemented, which will directly affect the common man’s pocket and daily functioning. The final date of many rules is being fulfilled in September, that is, if you do not complete the work on time, then you may have to face problems. At the same time, there are some rules whose time-limit is expected to be extended, but still it is important to be cautious.
These new changes include facilities to bank account, special schemes of investment and fixed deposits, rules to insurance and other financial transactions. For example, if your Re-KYC is not completed on time, your bank account may be partially blocked. Similarly, the period of special FD schemes of some banks is ending in September, which you have limited time to take advantage of.
Since all these changes will directly affect the expenses, savings and daily transactions of the common people, it is very important for everyone to know which new financial rules will apply from 1 September 2025 and what kind of impact they will have on your life. Understanding and preparing these changes in time can save you from future inconveniences.
The Finance Ministry made a big announcement on 27 May. Now the date of filing income tax return (ITR) has been extended for Assessment Year 2025-26 (Assessment Year 2025-26). The taxpayers who do not need to conduct their accounts audit were first to file returns by 31 July 2025.
But now the government has given him 46 days additional relief and has given him the last date to 15 September 2025. This means that you have more time to file tax returns, so that you can complete your work without stress.
This decision has brought relief for those who were worried about filing returns on time. But keep in mind, it is better to file ITR before the last date, so that late fees or penalty can be avoided.
The government has launched an important facility for central employees. If you are currently in Unified Pension Scheme (UPS), now you have a chance to shift to the National Pension System (NPS). But keep in mind – this change can be done only once and in the same direction. That is, if you switch to NPS from UPS, you will not be able to return to UPS again.
The Finance Ministry has clearly stated in its order that employees who want to go from UPS to NPS can choose this option at least one year before the date of their retirement or voluntarily retirement up to three months before the scheduled date. The last date for this facility is 30 September 2025.
So if you are thinking about the future pension scheme, then it is important to take the right decision in time, because this is a one-way opportunity.
If you want to benefit more than your savings, then this time can be good to invest in special fixed deposits (FD). Many banks such as Indian Bank and IDBI Bank are currently running FD schemes for a limited period, which are being given attractive interest rates.
Indian Bank has specially taken out two options – 444 days and 555 days FD scheme. Both these schemes end in September 2025. Similarly, IDBI Bank is also offering 444 days, 555 days and 700 days FD schemes, whose last date is also till September.
If you want safe and fixed returns, investing in these special FD schemes can prove beneficial for you.
From now on, the registered post service of Bharat Post will be perfectly merged into the Speed Post. That is, if you want to send any registered post, then it will now be sent directly from the speed post.
The advantage of this change will be that your post -tracking and delivery will become faster and better than before. Also, you will also get premium facilities of speed post.
However, keep in mind that the postal fare may be slightly higher with this feature. So if you often send important papers or documents, make your plan only keeping this change in mind.
If you want your public money account to continue without any problem, then do not ignore the Re-Kyc (KYC) reminder coming from the bank. If you did not respond on time or did not complete the process, your account can be restricted. This means that you will not be able to withdraw money, will not get government subsidy and you will not be able to use many important services.
To avoid these problems, it is necessary that you reply to the bank’s notice on time and keep the necessary documents ready. If you cannot go to the bank branch for travel or health reasons, ask your bank whether they are providing doorstep KYC or online Re-KYC facility.
Apart from this, public sector banks are also setting up a re-KYC camps at the panchayat level. This facility will be available till 30 September 2025, so do not delay and complete the process in time.
SBI Cards have announced a two -phase change in the rules since September 2025. The first change will be applicable from 1 September 2025, which is associated with reward points, while the second change will be applicable from 16 September 2025, which belongs to CPP customers.
According to the update given on the SBI card website, from 1 September 2025, reward points will stop on certain types of transactions. This includes digital gaming platforms/merchants and government transactions, especially. These rules will only apply to some card holders, such as Lifestyle Home Center SBI Card, Lifestyle Home Center SBI Card Select and Lifestyle Home Center SBI Card Prime.
At the same time, from 16 September 2025, all CPP customers will be automatically shifted to the new plan variant based on their renewal date. This means that now CPP users will not need to change their plan separately, but the system will take them to automatic updated variants.
