SIP: Here are the top 5 SIP Mutual Funds in India in 2025, which have given great returns in the last 5 years. Funds like Quant Small Cap, Motilal Oswal Midcap, ICICI Prudential Infrastructure, Franklin Build India, and SBI PSU Direct Plan can give great benefits to investors in the long term. These funds are considered special for high returns and stability. By choosing the right investment, you too can take a big step towards wealth creation.

SIP: Mutual funds are becoming increasingly popular among investors in India. Especially when they have to build wealth for a long time. To get higher returns and earn big money, people find it better to invest money in mutual funds through SIP. There are many such funds in 2025 that have performed exceptionally in the last five years. Let us know about it in detail.

Quant Small Cap Fund

Quant Small Cap Fund is for those investors who are looking for big returns by taking high risk. This fund invests in small-cap companies that have the potential to grow rapidly. As of January 2025, this fund has given a CAGR return of around 50.18%, which is very attractive for any investor. The AUM of this fund is around Rs 22,832.42 crore and it also includes stocks of big companies like Reliance Industries. Although small-cap funds are more volatile, it can prove to be a great option for long-term investors.

Motilal Oswal Midcap Fund

In the midcap category, Motilal Oswal Midcap Fund has given a CAGR return of around 33.77% in the last five years. This fund is suitable for those investors who want higher returns than large-caps. But, prefer to take less risk than small-caps. This fund includes stocks of fast-growing companies like Polycab India and Coforge. The advantage of investing in midcap companies is that they have the potential to become large-cap in the future, giving investors good returns in the long run.

ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund, which invests in the infrastructure sector, is suitable for investors who want to stay connected with India's economic progress. As of August 2025, this fund has given a CAGR return of around 33.92% and has an AUM of around Rs 6,423 crore. The top holdings of this fund include major companies like L&T, NTPC and ICICI Bank. Since the government is constantly emphasizing on infrastructure development, investing in this fund can prove to be beneficial in the coming years as well.

Franklin Build India Fund

Franklin Build India Fund is also a thematic fund that invests in infrastructure and related sectors such as energy and construction. This fund has given a CAGR return of around 31.78% in the last five years. Investors investing in this mid-sized fund participate in sectors that directly contribute to India's growth journey. If an investor sees long-term opportunities in India's infrastructure, then this fund can be an excellent choice for his portfolio.

SBI PSU Direct Plan-Growth

SBI PSU Direct Plan-Growth is a thematic fund that invests in public sector companies. As of January 2025, this fund has given an annual return of around 25-30% and has an AUM of around Rs 4,703.46 crore. It includes stocks of strong government companies like SBI, Power Grid and GAIL. Since PSU companies benefit from government policies and support, this fund is able to deliver stable returns with relatively low risk.

Better option for big earnings

These top 5 SIP mutual funds of India in 2025 are great options for those investors who want to create wealth for the long term. While Quant Small Cap Fund and Motilal Oswal Midcap Fund provide opportunities in fast-growing companies, ICICI Prudential Infrastructure and Franklin Build India Fund provide an opportunity to invest in sectors directly related to India's development. SBI PSU Direct Plan-Growth is a better option for those who trust the stability of government companies. Choosing the right fund depends on the investor's risk-taking ability and the investment period.

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