The government has announced that now both husband and wife can get a loan of up to Rs 25 lakh to build a house. Not only this, there are many benefits in this scheme, which will help to make your home dream come true. Let's know the complete details of this bang offer!
What is this special scheme?
Under this new initiative of Modi government, people who want to build a house for themselves, Pradhan Mantri Awas Yojana (PMAY) You will get cheaper loans through. The biggest advantage of this scheme is that if both husband and wife apply for this scheme, then they can get double benefit. That is, both will get different benefits of loan amount and subsidy. This scheme is specially created for those who come from the middle class or lower income group and want to fulfill their home dream.
How much loan will be received and what are the conditions?
Under this scheme, you can take a loan of up to Rs 25 lakh. Due to the subsidy given by the government, the interest rates of this loan are also very low. If both husband and wife apply for this scheme, then the benefit of loan amount and subsidy can be doubled. However, some necessary conditions have to be met for this, such as your income, property location and your credit score. The government has also made it clear that you do not need to give any kind of bribe or brokerage to take advantage of this scheme.
How to apply?
The application process has also been kept extremely easy. You are your nearest bank or PMAY You can apply by visiting the official website of. Necessary documents such as Aadhaar card, income certificate and property related documents have to be submitted. After this, your application will be processed in a few weeks. The government has also ensured that transparency remains in this scheme, so that every needy person can get the benefit.
Why is this scheme special?
This scheme is not limited to giving loans just. There are many benefits in it, which make it special. For example, if you want to build a house in rural areas, you can get additional subsidy. Also, if you are buying or building a house for the first time, then you will also get a discount in tax. That is, this scheme will not only fulfill the dream of your home, but will not put too much burden on your pocket.
Do not delay now!
This offer of the Modi government is a golden opportunity for those who want to build a strong and beautiful house for their family. If you want to take advantage of this scheme, then quickly contact your nearest bank or PMAY website. By delay, this opportunity can come out of your hand. So what is the wait? The time has come to build your dream house!
