As the festive season brightens markets across India, the rush to buy gold and silver has reached new highs. From Dhanteras to Diwali, silver coins, bars, and jewellery are among the most sought-after purchases. But one question continues to puzzle many buyers — which silver is better, 999 or 925? Understanding this difference can help you make a smarter choice, whether you’re buying for investment, gifting, or personal use.
The term “999 Silver” refers to 99.9% pure silver, meaning that out of every 1,000 parts, 999 are genuine silver. It’s also known as Fine Silver or Pure Silver. The biggest advantage of 999 silver is its superior shine and purity.
However, since it is almost completely pure, it’s also very soft and can easily bend or get scratched. This makes it unsuitable for everyday wear or frequent handling. That’s why 999 silver is mainly used to make silver coins, bars, idols, and premium gifting items rather than jewellery or utensils. Investors often prefer 999 silver because it retains higher value over time and is considered ideal for long-term holdings.
On the other hand, 925 Silver—commonly called Sterling Silver—contains 92.5% pure silver and 7.5% other metals, typically copper. This small mix gives it extra strength and durability, making it perfect for everyday jewellery, ornaments, and home décor items.
Sterling silver maintains its shine for years, doesn’t lose its colour easily, and is simpler to clean. Because of its toughness and affordability, 925 silver dominates the jewellery market, with most silver ornaments, chains, and bangles crafted from this alloy.
In short, 999 silver wins on purity, but 925 silver wins on practicality. If you want something for regular use, 925 is a smarter choice. For investment or gifting, 999 silver offers better long-term value.
Whether you buy silver online or from a local jeweller, you must pay 3% GST on your purchase. This includes 1.5% Central GST (CGST) and 1.5% State GST (SGST).
If you’re purchasing silver jewellery, an additional 5% GST on making charges also applies. So, when comparing prices, make sure you factor in these extra costs to understand the total amount you’ll be paying.
This year, silver prices have soared alongside the festive excitement. As of October 14, 2025, silver prices in the spot market touched a record ₹1,85,000 per kilogram.
Experts attribute this rise to increasing industrial demand in global markets and a shift by investors from equities and gold toward silver. Analysts believe that demand during the festive season, combined with industrial consumption in electronics and solar manufacturing, could keep silver prices firm in the coming months.
If you’re buying silver as an investment or for gifting, go for 999 silver coins or bars — they’re purer, more valuable, and ideal for long-term holding. But if you’re looking for jewellery to wear or gift, 925 sterling silver offers a blend of beauty, strength, and practicality.
Regardless of your choice, make sure you check for BIS hallmark certification and ensure you’re purchasing from a trusted jeweller or verified online platform.
Bottom Line:
Both 999 and 925 silver have their unique advantages. While 999 silver represents unmatched purity, 925 silver provides everyday durability and affordability. This festive season, choose the one that best suits your purpose — and make your investment in silver truly shine.
