The Government of India has made important changes in the rules related to Aadhaar. Let us know in this news how it will directly affect the pockets of the common man.

Aadhaar Update: The Indian government has recently made several important changes to Aadhaar-related regulations that could directly impact the common man’s wallet and access to financial services. UIDAI has increased update fees, made PAN-Aadhaar linking mandatory, and made the e-KYC process simple yet secure. If you haven’t checked your Aadhaar status yet, now is the right time.

Aadhaar Update Fees Increased

UIDAI has made significant changes to Aadhaar update fees effective October 1, 2025. Demographic updates such as name, address, date of birth, mobile number, or email address will now cost ₹75, up from ₹50 previously. Biometric updates such as fingerprint, iris, or photo will cost ₹125, up from ₹100 previously. For children aged 5–7 and 15–17, one-time biometric updates will be free, while for children aged 7–15, the service will remain free until September 30, 2026. Document updates online will be free until June 14, 2026, but will cost ₹75 at the centre. For home enrollment services, ₹700 will be charged for the first person and ₹350 for each subsequent person.

PAN-Aadhaar Linking Mandatory

The government has clarified that those who have not yet linked their PAN and Aadhaar will have their PANs rendered inoperative. This could disrupt financial services such as investments in mutual funds, Demat accounts, tax savings accounts, or redemptions. Therefore, it is important to link the two as soon as possible.

Aadhaar e-KYC is now more secure.

UIDAI and NPCI have jointly launched the new Aadhaar e-KYC system, which allows banks and NBFCs to identify customers without requiring their full Aadhaar number. Offline KYC now requires only a QR code or masked ID, ensuring data privacy. UIDAI has also stated that KYC will only be performed if Aadhaar is active and valid.

Upcoming Changes That Will Affect Your Services

From January 1, 2026, stricter regulations will apply to AePS, the Aadhaar-Enabled Payment System. This could limit or make withdrawals and deposits in rural areas more expensive. Small savings accounts like Post Office RD, PPF, and NSC will now be opened through Aadhaar e-KYC. If Aadhaar is not linked, your transactions may be blocked.

Tip: Check your Aadhaar and PAN status on the UIDAI and Income Tax portals. Update your KYC documents with your banks and investment platforms to avoid losing access to financial services.