The Ayushman Bharat scheme has provided relief to millions of poor and needy families. Many people have received costly treatment completely free through this scheme. However, there is a limit to the free treatment available through the Ayushman card.

In today's times, health is the most valuable asset for every person. If someone suddenly falls ill or develops a serious illness, treatment can cost up to lakhs of rupees. It is not easy for everyone to bear such a huge expense. In such a situation, the government has launched several schemes to help the general public so that no one is left without treatment due to a lack of money. One of these schemes is the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana.

The Ayushman Bharat scheme has provided relief to millions of poor and needy families. Many people have received costly treatment completely free through this scheme. However, there is a limit to the free treatment available through the Ayushman card. In such a situation, many people have a question: how can they get free treatment if their Ayushman Card limit is exhausted? So, let's find out how to get free treatment even after the Ayushman Card limit is exhausted.

What is the Ayushman Bharat Scheme?

The Ayushman Bharat Scheme was launched in 2018. The main objective of this scheme is to provide free medical treatment to economically disadvantaged families in the country. Under this, eligible families are issued Ayushman Cards. With this card, individuals can receive free treatment up to ₹5 lakh annually at government and private empanelled hospitals.

This facility is implemented nationwide and has benefited millions of people. Many patients have received treatment for expensive surgeries or serious illnesses through this scheme without spending a dime.

What is the Ayushman Card limit?

If you have an Ayushman Card, the government provides you with a limit of up to ₹5 lakh per financial year. This means you can receive free treatment up to ₹5 lakh per year, whether it's an operation, cancer treatment, heart surgery, or any other major illness. This limit is per family, meaning only members of a single family can receive treatment up to this limit.

How can you get free treatment if your Ayushman card limit is exhausted?

If someone has a major medical condition and the ₹5 lakh limit on your Ayushman card is exhausted, you can still receive free treatment. The Ayushman card limit is set for each financial year. As soon as a new financial year begins, your card limit automatically resets. This means you'll receive a ₹5 lakh limit again at the beginning of the new year, and you can continue to receive free treatment within that limit. However, if your limit has been exhausted and the year hasn't ended, you'll have to wait until the next limit is reached.

The Ayushman card limit and renewal rules vary by state and district. Therefore, the safest course of action is to contact your district health department or hospital's Ayushman Help Desk for accurate information. In some cases, if the condition being treated is serious, limited free treatment may be available with special permission from the health department. For this, you will need to contact the administrative department of your nearest government or private empanelled hospital.