The number of cyber criminals in the digital world has increased tremendously. Cybercriminals are finding new methods to cheat people. So far online shopping scams, jobs Scamyou must have heard about loan scam, OTP scam, investment scam. So far thousands of people have been swindled through this scam. So now people have become cautious about this scam.
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Scammers have now come up with a new SIM Swap scam to cheat people. There has been a huge increase in the incidence of these scams. In this scam, scammers gain complete control over your mobile number. Think, you wake up in the morning and your phone doesn’t receive any calls, no messages, the phone network suddenly disappears… then you get a mail that all the money has been withdrawn from your bank account… so? If this happens to you, understand that you have fallen victim to a SIM swap scam. (Photo Courtesy – Pinterest)
In this scam, cyber criminals first collect your information like name, address, date of birth or Aadhaar number. This data is collected with the help of phishing emails, fake websites or leaked databases. Scammers then contact your mobile network operator and ask for a new SIM card, pretending to be you. When the company activates the new SIM of your mobile number, the old SIM is automatically deactivated. In this way the new SIM of your mobile number reaches the scammers.
Now scammers can easily intercept messages, OTPs and bank alerts on your phone. OTP is the most important thing for online account security. When scammers get hold of the SIM of your mobile number, they can easily get this OTP. Apart from this they can change your bank account password and also hack emails. This will empty your bank account in no time.
If suddenly the network in your phone disappears or calls and messages are stopped or a password reset notification appears, be careful. This is an alarm bell. Many times you get a message that your SIM has been activated on another device, a clear indication that your number is in someone else’s possession. In that case contact your mobile operator first.
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Set a PIN or password to your mobile account for your security, so that no one can swap SIMs. Use Google Authenticator instead of SMS for factor authentication, keeping the OTP safe with you. Avoid sharing your personal information on social media. Always monitor bank and email account activity and notify your mobile network provider immediately if the network suddenly disappears.
