Haryana’s flagship Laado Lakshmi Yojana is set for a significant policy shift that will directly impact thousands of women beneficiaries. Chief Minister Nayab Singh Saini, while addressing an event in Hisar, announced that the monthly assistance of ₹2,100 provided under the scheme will now be distributed in two larger installments each year.
According to the state government, this modification is designed to ensure that women receive a meaningful lump sum amount rather than small monthly payouts, enabling them to use the funds more effectively for important expenses or long-term financial planning.
Until now, the scheme offered monthly financial assistance of ₹2,100. However, officials observed that small monthly amounts often get absorbed in routine household expenses. As a result, many women were unable to channel this support toward savings, education, health needs or small entrepreneurial ventures—objectives for which the scheme was initially conceptualized.
The government believes that by combining the amount into two substantial installments every year, beneficiaries will have the flexibility to plan bigger expenses or investments. Whether it is supporting a child’s education, starting a small business, managing medical needs or building emergency savings, the revised structure is expected to offer better financial utility and stronger long-term benefits.
Laado Lakshmi Yojana supports women between the ages of 23 and 60 who fulfill certain eligibility criteria. Beneficiaries must be permanent residents of the state for at least 15 years. The scheme, however, does not extend to women already receiving benefits under other pension schemes, ensuring that assistance reaches those with minimal or no financial support.
In addition to the general eligibility conditions, the government provides special support for women suffering from serious health conditions. This added layer of assistance aims to reduce the financial burdens associated with long-term illnesses and medical treatments.
One of the strongest features of the scheme is its focus on transparency and efficiency. All payments are made directly into the beneficiaries’ bank accounts through Direct Benefit Transfer (DBT). To maintain accuracy and prevent duplication, the government has mandated e-KYC verification and live photo authentication for all applicants.
This digital framework ensures faster processing, minimal paperwork, and a corruption-free delivery system—reflecting the administration’s commitment to clean and effective governance.
The revised disbursement model is expected to significantly enhance women’s ability to plan and manage their finances. The government believes that receiving a larger sum at once will empower beneficiaries to make more strategic decisions, from improving household stability to building small sources of income.
Chief Minister Saini stated that the new structure will soon be presented before the state cabinet for approval. Once cleared, the updated system will be rolled out across the state. The administration expects this change to bring positive transformation in the lives of lakhs of women who depend on the scheme for financial support.
The upcoming changes to the Laado Lakshmi Yojana highlight the government’s effort to strengthen women’s financial independence and promote long-term empowerment rather than short-term relief. By shifting from monthly payments to larger biannual installments, the scheme aims to create better savings habits, support entrepreneurial aspirations, and enhance economic security for women across the state.
With cabinet approval anticipated soon, the revised structure is poised to make the scheme more impactful and aligned with the practical financial needs of women beneficiaries.
