News India Live, Digital Desk: We Indians love ‘savings’, don’t we? Be it vegetable market or mall, if you get a little discount then a smile comes on your face. But in today’s digital era, the biggest weapon for savings is your credit card. If you are still using an old and ordinary card, on which you hardly get a few reward points in a year, then it is time to change. There are many great credit cards available in the market, which give tremendous cashback on your shopping, petrol, and even electricity bills. Here we are telling you about 5 such cards which are at the forefront in terms of offers. 1. King of Online Shopping (Co-Branded Cards) If you are one of those people whose delivery boy brings Amazon or Flipkart parcel to your home twice a week, then co-branded cards are best for you. Amazon Pay ICICI Card (Amazon Pay ICICI): This card is quite popular because it is ‘life time free’ (no annual fee). Prime members get 5% cashback on every purchase on Amazon. Flipkart Axis Bank: This card is a boon for Flipkart lovers. In this also you get flat 5% cashback, and that too gets directly reduced in your bill.2. All-Rounder Cashback Card (SBI Cashback)If you do not want to be tied to any one website, then SBI Cashback Card is the ‘superstar’ of today. No matter what website you buy from, it gives you straight 5% cashback. There is no merchant restriction in this. Just transact online and save money.3. Home Expenses Partner (Axis Ace)Do your home’s electricity, water and gas bills run into thousands? People like Axis Bank Ace card because if you pay bills through Google Pay, you get 5% cashback. Apart from this, it also gives good discounts on Zomato and Swiggy. It has good returns on offline expenses also.4. Choice of Millennials and Youth (HDFC Millennia/Swiggy HDFC) Youth likes to order food and watch movies. In such a situation, HDFC Millennia or the recently launched Swiggy HDFC card is in the news. Swiggy card gives up to 10% cashback on food. These cards are designed according to your lifestyle so that you can have fun and save money.5. For travel lovers (Travel Cards) If you frequently travel by flight, then choose cards that give you free entry and free food in airport lounges. This facility is available in many premium cards of SBI and HDFC. This reduces the travel expenses significantly. Wise Advice: Choose the card which matches your spending habits. And yes, credit card is a ‘borrowing’, don’t spend it considering it as your income. Pay your bills on time and enjoy these offers to the fullest. With the right card, you can easily save thousands of rupees a year!