If someone says that investing just ₹2,000 every month can turn into ₹5 crore in the future, it might sound like a joke. But the Nippon India Growth Mid Cap Fund has made this seemingly impossible feat possible. Through consistent long-term investment and the power of compounding, this fund has delivered significant returns to small investors.

The Magic of Compounding: ₹7 Lakh Becomes ₹5 Crore
This fund has delivered a CAGR return of over 22.5% in the last 30 years. If an investor had started a Systematic Investment Plan (SIP) of ₹2,000 every month since the fund's launch in 1995, the total investment would have been just ₹7,20,000. But today, the value of this investment has grown to over ₹5.37 crore. This demonstrates that with the right fund and disciplined long-term investing, even small SIPs can create substantial wealth.

Returns and Portfolio
Launch Date: October 8, 1995
AUM: ₹41,268 crore
NAV: ₹4,216.35 (December 3, 2025)
Expense Ratio (Regular): 1.54%
Expense Ratio (Direct): 0.74%
30-Year SIP Return: 22.63% CAGR
There is no lock-in period, but a 1% exit load is applicable on withdrawals within one month.

Fund's Top Holdings
Fortis Healthcare
BSE
Cholamandalam Financial Holdings
AU Small Finance Bank
Persistent Systems
The fund's major sector exposure is in Auto Components, Banking, Finance, Pharmaceuticals, and Consumer Durables.

Who Should Invest?
This is a mid-cap fund. Mid-cap companies are risky, but they also have the potential for rapid growth. Therefore, this fund is suitable for investors who can invest for the long term (at least 5 years or more) and are willing to take on risk to earn higher returns.

Key Takeaway
This example illustrates the benefit of starting to invest early. Regular SIPs deliver amazing results in the long run. Compounding and time are the real game-changers. Overall, the Nippon India Growth Mid Cap Fund proves to small investors that even small amounts, when invested in the right fund for a long period, can grow into crores.

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