Online Fraud Prevention Tips: Nowadays, online fraud incidents are increasing rapidly, and citizens must know how to protect themselves. To keep your money safe, it is essential to secure your bank account and hard-earned money. Here, we are telling you about the rules that will be very helpful in protecting you from online fraud or cyber scams. Learn these tips and keep your hard-earned money safe:

1. Use Security Features

Two-Factor Authentication (2FA): Enable 2FA on your bank apps, email, and social media like WhatsApp and Instagram. This will prevent anyone from accessing your account even if they know your password.

Use strong and unique passwords, meaning use a different password for each app. Do not choose easy passwords like your birthdate or mobile number.

2. Be Cautious During Transactions

Do not scan QR codes: You never need to scan a QR code or enter a PIN to receive money. If someone is asking you to scan a QR code in the name of sending money, it is a fraud.

Do not click on unknown links: Never click on links given in SMS/emails that say things like, "Your electricity bill is due," "Update your KYC," or "Win a free prize."

3. Avoid New Types of Fraud like AI and Digital Arrest

Digital Arrest: If someone claiming to be a police officer, CBI, or customs official threatens you, saying you are involved in a case and asks you to stay on a video call, do not be afraid. The police never ask for money or make arrests over video calls.

AI and Deepfakes: Nowadays, scammers are using AI to mimic the voice or face of your loved ones to ask for money. In such cases, always call the person on another number to confirm before sending any money.

4. Keep Personal Information Secret

Do not share OTP/PIN: Even a person claiming to be a bank employee will never ask you for your OTP or PIN. Do not share it with anyone. Social Media Privacy: Do not post your travel plans, home address, or personal information publicly. Scammers and fraudsters use this information to trap you. Online Fraud Prevention Tips - India TV Infographic

5. Avoid public Wi-Fi and charging stations

Never do banking on public Wi-Fi networks like those at railway stations or airports.

Avoid using USB charging points in public places, as this can lead to data theft from your phone. Carry your own power bank.

What to do if you become a victim of fraud?

If you become a victim of fraud, immediately call the helpline number 1930 without delay. Inform your bank immediately so that your account and cards can be blocked. File a complaint on the Government of India's official portal cybercrime.gov.in.