As the new year 2026 approaches, banking planning becomes a crucial topic for both individuals and businesses. In this context, the Reserve Bank of India (RBI) has released the bank holiday calendar for 2026. This calendar specifies the dates on which public and private banks will remain closed throughout the year. The holidays are determined based on national festivals, religious festivals, and the second and fourth Saturdays of each month, which means the number of bank holidays may vary from state to state.
Impact of National Holidays and Weekly Offs
According to the RBI calendar, some holidays will be uniformly applicable across the country. Banks will remain closed nationwide on national holidays such as Republic Day (January 26), Independence Day (August 15), and Gandhi Jayanti (October 2). In addition, banks will continue to observe their regular weekly off on Sundays. Furthermore, the second and fourth Saturdays of every month will also be mandatory bank holidays. Considering only these weekly and Saturday holidays, banks will be closed for several days regularly throughout 2026.
Date | Occasion/Description | Day
January 10, 2026 | Second Saturday | Saturday
January 24, 2026 | Fourth Saturday | Saturday
January 26, 2026 | Republic Day | Monday
February 14, 2026 | Second Saturday | Saturday
February 15, 2026 | Maha Shivaratri | Sunday
February 28, 2026 | Fourth Saturday | Saturday
March 3, 2026 | Holi | Tuesday
March 14, 2026 | Second Saturday | Saturday
March 20, 2026 | Ugadi | Friday
March 28, 2026 | Fourth Saturday | Saturday
April 3, 2026 | Good Friday | Friday
April 11, 2026 | Second Saturday | Saturday
April 14, 2026 | Baisakhi / Ambedkar Jayanti | Tuesday
April 25, 2026 | Fourth Saturday | Saturday
May 1, 2026 | Labour Day | Friday
May 9, 2026 | Second Saturday | Saturday
May 23, 2026 | Fourth Saturday | Saturday
May 27, 2026 | Bakrid / Eid al-Adha | Wednesday
June 13, 2026 | Second Saturday | Saturday
June 27, 2026 | Fourth Saturday | Saturday
July 11, 2026 | Second Saturday | Saturday
July 25, 2026 | Fourth Saturday | Saturday
August 8, 2026 | Second Saturday | Saturday
August 15, 2026 | Independence Day | Saturday
August 22, 2026 | Fourth Saturday | Saturday
September 4, 2026 | Janmashtami | Friday
September 12, 2026 | Second Saturday | Saturday
September 26, 2026 | Fourth Saturday | Saturday
October 2, 2026 | Gandhi Jayanti | Friday
October 10, 2026 | Second Saturday | Saturday
October 24, 2026 | Fourth Saturday | Saturday
November 8, 2026 | Diwali | Sunday
November 14, 2026 | Second Saturday | Saturday
November 28, 2026 | Fourth Saturday | Saturday
December 12, 2026 | Second Saturday | Saturday
December 25, 2026 | Christmas Day | Friday
December 26, 2026 | Fourth Saturday | Saturday
The number of holidays varies depending on state-wise festivals.
In addition to national holidays, several bank holidays are applicable depending on the state and city. Festivals like Mahashivratri, Holi, Ugadi, Baisakhi, Eid al-Adha, Janmashtami, Diwali, and Christmas are celebrated on different dates or with varying significance in different states. Therefore, bank closures on these days depend on the specific location. For example, Ugadi will be a bank holiday in some South Indian states, while normal banking operations may continue in other states.
Important advice for customers:
The RBI has clarified that the total number of bank holidays in 2026 will vary from state to state and city to city. Therefore, customers are advised to check the list of holidays in their respective states before undertaking any important banking transactions. However, the good news is that digital banking services such as internet banking, mobile banking, UPI, and ATM services will remain available as usual during these holidays. Knowing the bank holiday calendar with proper planning not only saves time but also ensures smooth financial transactions.
Disclaimer: This content has been sourced and edited from News18 Hindi. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.