A new cyber fraud targeting SBI YONO customers has come to light. Scammers are sending fake messages via SMS and WhatsApp, claiming that users must update their Aadhaar or else their SBI YONO app will be blocked. The messages include a suspicious APK link, urging users to download it.

Fact Check:
The PIB Fact Check Unit has confirmed that these claims are completely false. SBI never sends SMS or WhatsApp messages with APK links or asks customers to update Aadhaar through such links.

How the Scam Works

• Scammers send a message claiming urgent Aadhaar update.

• The message contains a fake APK file link.

• Users are told that without installing the APK, their SBI YONO app will stop working.

Reality:

• These APKs are malicious and can steal your banking credentials.

• SBI has warned that they do not ask customers to download APKs via messages.

Risks of Downloading the Fake APK

Cybersecurity experts warn that installing such APK files can:

• Inject malware into your phone

• Steal banking login details

• Hack OTP and passwords

• Withdraw money directly from your bank account

Official Advice from SBI

1. Do not click on unknown links.

2. Do not download or install APKs from messages.

3. Download the app only from official stores – Google Play Store or Apple App Store.

4. For reporting cyber fraud, call 1930.

The scam highlights the importance of staying vigilant in digital banking. Always verify messages and links before taking any action.