Banks across India will remain closed for a total of nine days in February 2026, owing to weekly holidays, second and fourth Saturdays, and state-specific festivals, according to the Reserve Bank of India (RBI).

Customers are advised to plan branch-related work in advance, as services such as cheque clearance, demand drafts, locker access and passbook updates will not be available on bank holidays.

RBI’s Classification Of Bank Holidays

The RBI categorises bank holidays under three broad heads:

• Holidays under the Negotiable Instruments Act, which affect cheque clearance and other instrument-related transactions
• State-specific holidays, declared for local festivals or historical occasions
• RTGS holidays, during which RTGS transactions may be impacted, though other digital services continue

February 2026 includes holidays across all three categories.

Date-Wise Bank Holidays In February 2026

Banks will remain closed on the following dates:

• February 1 (Sunday): Weekly holiday (nationwide)
• February 14 (Saturday): Second Saturday (nationwide)
• February 15 (Sunday): Weekly holiday (nationwide)
• February 18 (Wednesday): Losar (Sikkim only)
• February 19 (Thursday): Chhatrapati Shivaji Maharaj Jayanti (Maharashtra only)
• February 20 (Friday): State Foundation Day (Arunachal Pradesh and Mizoram)
• February 22 (Sunday): Weekly holiday (nationwide)
• February 27 (Friday): Lui-Ngai-Ni festival (Manipur only)
• February 28 (Saturday): Fourth Saturday (nationwide)

Services Affected On Bank Holidays

Branch-based services including cheque deposits, cheque clearance, demand drafts, locker operations and official document verification will not be available on these days.

Digital Banking To Remain Functional

Despite branch closures, digital banking services will continue to operate. UPI, IMPS, NEFT, mobile and internet banking services, along with ATM withdrawals and balance enquiries, will remain available. RTGS services may be affected on select holidays.