A big update has come out for the customers using Yes Bank Credit Card. The rules (Credit Card Rules) have been changed in this private sector bank. Relief has been given in utility, transportation and wallet fees. The bank has released the notification to this on the official website. Users should be aware of these changes.
The new rules are scheduled to come into effect from April 1, 2026. Utility transaction fees will now appear as utility and service transaction fees in customers’ monthly credit statements. The threshold limit for private credit cards will be increased from Rs 50,000 to Rs 1 lakh. The threshold limit for Marquee/Reserve Credit Cards has been increased from Rs 25,000 to Rs 50,000. The threshold limit for other retail credit cards has increased from Rs 15,000 to Rs 25,000.
Any changes have been made in the definition. Toll or bridge transaction fees will appear as transportation fees on users’ monthly credit card statements. The threshold limit for private market and reserve credit cards has increased from Rs 50,000 to Rs 75,000. Whereas for other retail credit cards, the threshold limit has increased from Rs 25,000 to Rs 50,000.
A major change has also been made in wallet fees. While loading funds from third party wallet, there will be no charges on transactions up to Rs 2,000. While loading funds into the wallet from third party platforms like Amazon, Paytm, Mobikwik, Cred etc., 1% fee will be charged on transactions above Rs 2,000. A maximum fee of up to Rs 5,000 can be charged on any one transaction.
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