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PhonePe introduces ‘RuPay On-The-Go’ smart card

To make digital payments simple and convenient in India, PhonePe has launched the new ‘RuPay On-The-Go’ smart card. This card is specifically designed for transit payments, allowing users to make instant payments on services like bus, metro, train, toll and parking, even without internet connectivity.

What is ‘On-The-Go’ RuPay Card?

It is an NCMC (National Common Mobility Card) based smart card, in which the balance is stored directly on the card’s chip. This means that no internet or network is required to make payments.

How does it work?

A maximum balance of up to ₹2,000 can be loaded on this card.

• Offline transaction limit is up to ₹500.
• Users can make payments by simply tapping the card, whether internet is available or not.

Know the special features

• The convenience of paying in one tap, especially in public transport.
• Ability to make offline contactless payments.
• The balance is stored on the card’s chip, which increases security.

The service is initially available in Hyderabad Metro, where the card can be purchased from the ticket counter and activated by OTP. After this, it will be gradually implemented in other transit networks of the country also.

use at national level

Although this card is currently issued in Hyderabad, it is completely interoperable. That means it can be used and recharged at any NCMC-enabled station in India. PhonePe says the move is the first effort towards connecting the digital wallet ecosystem to public transport at a national level.