If you want to withdraw your provident fund (PF), there's no need to worry or travel anywhere. You can withdraw your PF money from the comfort of your home. You can also check your PF balance. Today, we're going to provide you with information about this.

Now, if you're wondering how to check your Provident Fund (PF) balance and withdraw money, don't worry. We're going to tell you about the government's UMANG app, where you can check your balance and withdraw money.

With the UMANG App, all this work is now possible on your mobile phone in just a few minutes. This app is secure and provides all EPFO services in one place. Using the steps below, you can withdraw your PF from home. So, let's learn the online process.

How to check PF balance through UMANG App?

First, you need to download the UMANG app from the Play Store or App Store. Register with your mobile number and set your 'MPIN'. Search for 'EPFO' in the app's search bar. Here, click on 'Employee Centric Services'. Select the 'View Passbook' option. Enter your UAN (Universal Account Number) and click on Get OTP. Log in by entering the OTP received on your registered mobile number. You can now select your company name and view your complete passbook and balance. How to apply for PF withdrawal online? If you need money or have lost your job, you can file a claim online: Click on the 'Raise Claim' option in the EPFO section. Enter your UAN and log in using the OTP. Verify by entering the last four digits of your bank account. Now, select 'Service' (the company whose PF you want to withdraw). Then select 'Form 31' (for advance) or 'Form 19/10C' (for full settlement).

Select the reason you need the money (e.g., illness, buying a house, marriage).

Fill in your home address and upload a photo of your bank cheque or passbook.

Finally, submit the application using 'Aadhaar OTP'.

How to check PF claim status?

To check when your money will arrive after applying:
Go to the 'Track Claim' option in the EPFO section of the Umang app.

Here you'll see the current status of your application (pending, approved, or settled). The money is typically credited to your bank account within 7 to 15 days.

What documents are required to withdraw PF?

UAN Number: Your Universal Account Number must be active.

Aadhaar Link: Aadhaar card should be linked with your UAN and mobile number.

Bank Account: Bank account 'KYC' must be updated.

Cancelled cheque/passbook: A clear photo of a cancelled cheque or passbook with your name clearly visible.
PAN card: If your employment is less than 5 years and the amount is more than ₹50,000, a PAN card is required.

PC: Maharashtratimes