If you are planning a bank visit today, April 14, it is important to check the holiday status in your city, as banks across several parts of India remain closed due to multiple regional and national observances.
According to the Reserve Bank of India (RBI), which determines bank holidays under categories such as the Negotiable Instruments Act, real-time gross settlement (RTGS) holidays, and regional festivals, April 14 marks a holiday in a majority of states.
Yes, April 14 is a bank holiday in most parts of India on account of several significant occasions, including Dr Babasaheb Ambedkar Jayanti, Maha Vishuva Sankranti, Biju Festival, Buisu Festival, Tamil New Year’s Day, Bohag Bihu, Cheiraoba and Baisakhi.
Due to the overlap of multiple regional festivals and observances, banks are shut across a wide range of states.
Banks remain closed on Tuesday, April 14, in the following cities, as per the RBI holiday calendar:
Agartala, Ahmedabad, Belapur (Navi Mumbai), Bengaluru, Bhubaneswar, Chennai, Dehradun, Gangtok, Guwahati, Hyderabad, Imphal, Jaipur, Jammu, Kanpur, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, Panaji, Patna, Ranchi, Srinagar, Thiruvananthapuram and Vijayawada.
These closures reflect local observances and state-specific holidays recognised by the RBI.
However, banks will remain operational in several cities where April 14 is not observed as a holiday.
These include Aizawl, Bhopal, Itanagar, Kohima, New Delhi, Raipur, Shillong and Shimla. Customers in these regions can continue to access branch services as usual.
The holiday impact does not end with April 14. In some parts of the country, bank closures extend over multiple days due to consecutive regional festivals.
April 15 is also a bank holiday in select states such as Agartala, Guwahati, Itanagar, Kochi, Kolkata, Shimla and Thiruvananthapuram. The closures are linked to festivals including Bengali New Year (Nababarsha), Bohag Bihu, Vishu and Himachal Day.
Further, April 16 is a bank holiday in Guwahati (Assam) on account of Bohag Bihu, creating a three-day disruption in banking operations in the region.
This extended holiday period may affect in-branch transactions and services, especially in the affected states.
The Reserve Bank of India categorises bank holidays into three broad segments: holidays under the Negotiable Instruments Act, holidays for real-time gross settlement (RTGS), and closures for banks’ annual accounts.
Additionally, state-specific holidays are declared based on local festivals and cultural observances, which is why bank holidays may vary from one region to another.
As a result, customers are advised to refer to the RBI’s official holiday calendar or check with their local bank branches before planning any in-person banking activity.
Despite physical branch closures, digital banking services continue to function without interruption.
Customers can access online and mobile banking platforms for a range of services, including fund transfers, bill payments, balance checks and account management.
Payment systems such as NEFT and RTGS operate as per their designated schedules, while ATM withdrawals and card transactions remain available.
Banks also offer services such as cheque book requests, account updates and other facilities through digital channels. In case of scheduled maintenance or downtime, banks typically inform customers in advance.
Given the staggered nature of bank holidays across states, customers are encouraged to plan their branch visits in advance.
For urgent transactions, digital banking remains the most reliable option during holidays. Those requiring in-branch services should check the local holiday list to avoid inconvenience. The clustering of holidays in mid-April highlights the importance of staying updated with the RBI calendar, particularly during festival-heavy periods.
