HDFC Bank Q4 FY26 results: HDFC Bank, the country's largest private bank, has given its investors a wonderful farewell gift for the financial year 2025-26. The bank has declared its fourth quarter (Q4 FY26) financial results and the figures indicate that the bank's business is booming. The biggest relief and happiness is that the bank has decided to put a large part of its huge profits directly in the pockets of investors in the form of dividend.
HDFC Bank has performed tremendously in the quarter ending March 31, 2026. During this period, the net profit of the bank has crossed Rs 19,221.1 crore, registering a strong jump of 9.1 percent on an annual basis. Remember that exactly a year ago in the same quarter this figure was Rs 17,616.1 crore. Celebrating this excellent earnings, the Board of Directors of the bank has recommended a final dividend of Rs 13 per equity share for the shareholders. It is also worth noting that the bank has already given a special dividend of Rs 2.50 in August 2025. That is, if we include the entire financial year, investors have earned a total of Rs 15.50 on one share. At the same time, the total profit for the entire year (FY26) has increased by 10.9 percent to a high of Rs 74,671.3 crore.
The bank has fixed June 19, 2026 as the 'record date' for the dividend. Any investor who has HDFC Bank shares in his demat account till June 19 will be directly entitled to this dividend. According to the rules of the stock market, the dividend amount is transferred directly to the bank accounts of the investors within the stipulated time.
The real strength of any bank is determined by the recovery of loans disbursed by it. HDFC Bank has won the trust of investors on this front also. A significant decline has been recorded in the bank's bad loans i.e. Gross NPA (GNPA). This figure has come down from 1.33 percent last year to only 1.15 percent. At the same time, the net NPA has also shrunk to 0.38 percent, which shows that the asset quality of the bank is continuously improving. Apart from this, the net interest income (NII) of the bank has also increased by 3.2 percent to Rs 33,080 crore. The bank's net interest margin (NIM) on total assets stood at 3.38 per cent, while other non-interest income like fees and commission stood at Rs 13,200 crore.
HDFC Bank is progressing rapidly not only in profits but also in the expansion of its network. As of March 31, 2026, the total balance sheet size of the bank has reached Rs 43,649 billion. People's trust in the bank is completely intact, the direct proof of which is the huge increase of 14.4 percent in the total deposits of the bank. Today this bank is providing uninterrupted services to the customers through its 9,689 branches and more than 21,172 ATMs in 4,175 cities and towns of the country.
Apart from the main bank, its subsidiaries have also strengthened the group's foundation by earning strong profits in the quarter. While HDB Financial Services registered a profit of Rs 750 crore, HDFC Life made a handsome profit of Rs 500 crore and HDFC AMC also made a handsome profit of Rs 620 crore.
Read this also- ICICI Bank Q4 Results: ICICI Bank's huge earnings, profit crosses Rs 13 thousand crore, bad loans also reduced
