Car modification has become a trend among car enthusiasts these days. To make their vehicles stand out, people often opt for significant changes—ranging from alloy wheels and heavy sound systems to engine upgrades. However, did you know that modifications made out of enthusiasm can also take a heavy toll on your wallet? It is crucial to inform your insurance company after modifying your car; otherwise, your insurance claim could be rejected. Here, we share important details regarding this, as provided by the National Crime Investigation Bureau (NCIB) via its official X handle.
**Must-do steps after modification**
According to the NCIB's official X post, informing the company after modifying the vehicle is essential. Under insurance regulations, if any major alteration or modification is made to the vehicle, it is mandatory to notify the company and obtain an 'Endorsement'.
**What happens if you don't?**
If a vehicle is modified without obtaining an 'Endorsement', it is considered a violation of the policy terms. Consequently, any insurance claim could be rejected. Therefore, if you get your car modified, ensure you inform the insurance company in writing.
**Points to consider after modification**
Always notify your insurance company in writing—either before or after—of any modifications to your car. Do not undertake any major or permanent modifications without prior notification.
Ensure you obtain an 'Endorsement' after the modification is complete.
Provide accurate information about the modifications to the insurance company. Concealing details or providing incorrect information can be detrimental to you.
Safeguard your insurance coverage and avoid complications during the claims process. Filing a claim without an 'Endorsement' could lead to the claim being rejected.
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