If you have important banking work planned for July 2026, it is advisable to check the holiday schedule before visiting your nearest branch. According to the Reserve Bank of India's (RBI) official holiday calendar, banks across the country will remain closed on several days during the month due to regional festivals, commemorative events, weekends and scheduled bank holidays.
Since many bank holidays are state-specific, branches may remain open in one state while being closed in another. Planning ahead can help you avoid unnecessary trips and complete your banking tasks without inconvenience.
Here's a detailed look at the bank holiday calendar for July 2026.
During July 2026, banks will remain closed for up to 12 days, including:
4 Sundays
2 Saturdays (Second and Fourth Saturday)
6 regional holidays observed in different states
The exact number of holidays applicable to you will depend on the state where your bank branch is located.
| Date | Occasion | States/Regions Affected |
|---|---|---|
| July 5 | Sunday | Nationwide |
| July 6 | MHIP Day | Mizoram (Aizawl) |
| July 9 | Beh Deinkhlam Festival | Meghalaya (Shillong) |
| July 11 | Second Saturday | Nationwide |
| July 12 | Sunday | Nationwide |
| July 16 | Rath Yatra, Kang (Rath Yatra), Harela Festival | Odisha (Bhubaneswar), Uttarakhand (Dehradun), Manipur (Imphal) |
| July 17 | Death Anniversary of U Tirot Sing | Meghalaya (Shillong) |
| July 18 | Drukpa Tshe-zi Festival | Sikkim (Gangtok) |
| July 19 | Sunday | Nationwide |
| July 22 | Kharchi Puja | Tripura (Agartala) |
| July 25 | Fourth Saturday | Nationwide |
| July 26 | Sunday | Nationwide |
Unlike national holidays, several bank holidays in India are announced based on local festivals, cultural celebrations and regional observances.
This means a bank branch in one state may remain operational while another state observes a holiday on the same day.
Customers are therefore advised to verify the holiday schedule with their local bank branch or visit their bank's official website before planning an in-person visit.
Even when physical branches remain closed, most digital banking services will continue to operate throughout the holiday period.
Customers can continue using:
Instant money transfers can be made using UPI applications such as:
BHIM
Google Pay
PhonePe
Paytm
Other UPI-enabled banking apps
Customers can access a wide range of banking services online, including:
Fund transfers
Bill payments
Balance enquiries
Fixed deposit management
Credit card payments
Account statements
ATMs will continue functioning for:
Cash withdrawals
Balance enquiries
Mini statements
PIN-related services (where available)
Customers who need to deposit cash do not necessarily have to wait for bank branches to reopen.
Cash Deposit Machines installed at many bank branches will remain available, allowing eligible customers to deposit money directly into their accounts.
If you need services that require visiting a bank branch—such as:
Opening a new account
Updating KYC details
Submitting physical documents
Processing demand drafts
Locker-related services
Loan documentation
it is advisable to complete these tasks on working days before the scheduled holidays.
Checking the holiday calendar in advance can help avoid delays, particularly if your work involves regional bank branches affected by local festivals.
Banks across India are expected to remain closed for up to 12 days during July 2026, although many of these holidays apply only to specific states. Customers should verify the holiday schedule applicable to their location before visiting a branch.
Fortunately, digital banking services—including UPI, internet banking, mobile banking, ATMs and cash deposit machines—will continue operating throughout the month, enabling customers to complete most financial transactions without interruption even when bank branches are closed.
