MACT Claim: Victims or their families can receive compensation even if the accident involves an uninsured vehicle. Let us understand the rules and the process for filing a claim under Indian law.
Accident Compensation News: Vehicle insurance usually plays a crucial role in securing compensation for road accidents. Consequently, when an accident involves an uninsured vehicle, people often assume they will not receive any financial aid or compensation. However, this is not the case. *Business Standard* reports that Indian law contains provisions allowing victims of accidents involving uninsured vehicles to claim compensation. Therefore, it is essential to know how a victim or their family can file such a claim. Let’s find out...
What to do immediately after the accident?
First, take the injured person to the hospital for treatment.
Ensure the hospital records state that the injury was caused by a road accident.
Keep the Medical-Legal Case (MLC) report, discharge summary, and all treatment-related documents safe.
Take photos and videos of the accident scene.
Note down the vehicle's registration number.
If there are any witnesses present, note down their names and contact details.
File an FIR at the nearest police station as soon as possible.
How to get compensation for an accident involving an uninsured vehicle?
A victim can claim compensation even if the vehicle involved in the accident is uninsured. To do this, they can file an application with the Motor Accident Claims Tribunal (MACT). Typically, the claim is filed against the vehicle's driver and its registered owner. However, the tribunal determines the compensation amount based on the facts and evidence related to the incident.
What documents are required for the claim?
Keep these points in mind:
Do not enter into any settlement in haste immediately after the accident.
Keep copies of all medical and legal documents safe.
Provide accurate and complete information when filing a compensation claim.
