Get a ₹3 lakh loan just by showing your Aadhaar card? Government reveals the truth behind these tempting claims
Siddhi Jain August 27, 2026 11:15 PM

Claims are circulating that the government is offering loans of ₹3 lakh to people under a "Pradhan Mantri Loan Yojana." The government has now clarified the reality of this scheme. Let us find out the truth.

Various claims regarding government schemes frequently surface on social media. Many people believe these claims to be true and make decisions based on them. Numerous videos and posts have recently appeared concerning one such government scheme, prompting an official response from the government clarifying whether the scheme is genuine or not.

Which scheme is being discussed?

A video is currently going viral on social media discussing a "Pradhan Mantri Loan Yojana," under which the government is allegedly offering loans of ₹3 lakh. However, the government has now revealed the truth about this scheme. Let us explain the facts.

What is the truth behind the post?

Recently, the government agency PIB Fact Check shared a post on its official X (formerly Twitter) account. The post shared the viral video and explicitly labeled the claim as FAKE. The caption accompanying the video reads: "Beware of fake schemes making tempting claims! Claim: Everyone is being given a loan of ₹3,00,000 against their Aadhaar card under the Pradhan Mantri Loan Yojana."

The post further states that, according to PIB Fact Check, this claim is fake and the central government is not running any such scheme. The agency has also urged people to remain vigilant and rely only on official websites for authentic information regarding the central government's public welfare schemes.

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