Car Insurance Tips: All the people who buy a car. All people take car insurance. And now in India, it has been made mandatory. Along with buying a new car, its insurance is also done. But when you take car insurance, you must know some things. Like what is the cover of car insurance? That is, what things are covered in car insurance. Which things are insured to you and which things are not?

Often people think that they have car insurance. So they will get a claim for every defect in the car. If you also think the same. Then let us tell you that this does not happen. There are some cases where you have to pay the entire amount of the defect yourself. The company does not give you a single penny as a claim. Whether you have taken a comprehensive insurance policy or a zero depreciation policy, let us tell you in which cases you do not get a claim.

You will not get any claim in these cases

Mechanical fault - If your car suddenly stops running or there is some fault in the engine or transmission or any other electrical part of the car, then the insurance company will not pay you anything for the claim.

On tire wear - When anyone drives a car, the tires of the car wear out and along with that the brake pads also wear out. But if you want, you can ask for a claim from the company for tire wear and brake pads. Then let us tell you that in this case, you will not get anything.

On driving after drinking alcohol - If you are driving after drinking alcohol and crash the car somewhere, in such a case your car gets damaged, then the company will not give you any insurance money. In such a situation, you will have to get the car repaired with your own money.

Driving without a driving license - The person who drives the car must have a driving license. If your car is being driven by a person who does not have a driving license and your car meets with an accident and you make a claim for it, then you will not be given any money by the company. So take special care of this.

Not following the terms of the insurance policy - When you take car insurance, the company keeps some terms and conditions while giving you the policy, which are written in your insurance policy. If you violate those terms and conditions, then you do not get the insurance claim.