These things are not covered in your car insurance, know them before taking the claim money so that you do not face any problem later
News Update September 08, 2024 06:24 AM

Auto News Desk – It is very important to know every small and big information to car insurance, otherwise you may suffer huge loss while taking insurance claim. Actually, there are many things which the company does not cover in your car insurance and we think that if you have got car insurance then the company will give claim for every small thing. If you also think like this then it is not right to think so. Whether you have a comprehensive policy or a zero depreciation policy, we are going to tell you some such conditions in which you will not get even a single penny of claim from the company and you will have to bear the entire expense from your pocket.

Car insurance claim rejected: Claim will not be received for these things
Tire wear:
If the car is driven, the tyres and brake pads will also wear out. If you think that the insurance company will give you money to replace these parts, then you are not right.
Mechanical Failure: Even if the car stops running and there is a problem in the engine, transmission or any electrical part of your car, you will not get even a single penny of claim from the insurance company.
drink driving: If you cause an accident while driving under the influence of alcohol, even in this case you will not get a single penny of claim from the insurance company and you will have to bear the entire cost of repairing the car yourself.

Driving without a DL: If your car is being driven by someone who does not have a valid DL and if an accident occurs in this situation, the claim will also be rejected. Many times it is heard and seen that parents give their children the car to drive and in such a case, if the child causes an accident, then you will not get even a single penny of claim from the company.
Violation of the terms of the insurance policy: Apart from this, if you violate the terms and conditions of the insurance company in any way, your claim will also be rejected.

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