HIGHLIGHTS
UPI Fraud: While it is easy to send money through UPI, India's popular payment platform, it is equally easy for fraudsters to cheat people. Fraudsters have their eyes on your bank account before you. There are different types of UPI Scams (UPI Fraud). Through it scammers are duping people and emptying their bank accounts in minutes. In such a situation it is important that we learn to identify UPI Fraud and take special care of certain things to keep our bank account safe.
If someone asks you to share your UPI PIN to send money to your bank account, don't be fooled by them and file a complaint with the cyber police immediately. Similarly do not trust any message or QR code received through WhatsApp unless it is sent by someone you trust. If someone claims that money has been mistakenly transferred to your bank account you should contact the bank branch directly before taking any action on your part. If this happens the bank branch itself will contact the person.
Keep your UPI PIN safe: Nowadays we all are using online banking services and in such a situation it is important that we take special care of our UPI PIN. Place a pin that no one can guess. Apart from this do not share UPI PIN with anyone. This way you can keep your bank account safe from scammers.
Having a secure network is essential for UPI: Usually people use someone's Wi-Fi during UPI payment if their phone data is not available. Many times they don't remember that using public Wi-Fi in a hurry can be an easy way for fraudsters to cheat. Always keep in mind that you should make UPI payment only with a secure network to keep your bank account safe.
Check your bank account from time to time: Not all of us pay special attention to the history of UPI transactions. We can at least see our bank account statement. Check your bank account 1-2 times a week. If you see any kind of activity that you don't, definitely contact the bank branch.
Do not share your financial information: Do not share your bank account, name or other financial information on any online platform. This includes password, account number and other private information. Scammers keep a special eye on such things and keep your bank account out of their sight.
Don't download any apps: Apps you download can endanger your bank account. Special care should be taken while downloading any app on the phone. Apart from this, special care should be taken while giving permission to apps. Never allow messages to be received.
