Sukanya Samriddhi Yojana: After the birth of the daughter, parents start worrying about her future. Their parents start thinking about her education and marriage. For this, parents start investing in schemes. So that they can accumulate a good amount of funds by the time the daughter grows up.
The way inflation is increasing. According to that, it is necessary to have a good amount of savings for your daughter's future. If you also have a daughter in your house. And you are also worried about her future. So we are going to tell you. About such a scheme in which after investing, you will not worry about your daughter's future at all.
Invest in Sukanya Samriddhi Yojana
If you also have a daughter in your house, then Sukanya Samriddhi Yojana can prove to be very useful for you. This scheme was started by the Government of India especially to improve the future of daughters. You get a good return on investing in the scheme. This scheme is also very safe from the investment point of view.
The Government of India started it in the year 2015. In Sukanya Samriddhi Yojana, parents can open an account in the name of their two daughters, if two daughters are twins, then in the name of three daughters. In the accounts of daughters opened under Sukanya Samriddhi Yojana, a minimum of Rs 250 can be deposited annually and a maximum of Rs 1.5 lakh.
Interest is available at the rate of 8.2 percent
If you open an account in the name of your daughter in the scheme, then you are given interest at the rate of 8.2% on investing in it. In this scheme, you can open an account for your daughter before she turns 10 years old. It is necessary to invest in the scheme for at least 15 years. When the daughter turns 21, the Sukanya Samriddhi Yojana account matures. Let us tell you that whatever amount is deposited in this account, you also get income tax exemption. After investing in the scheme, by the time the account matures, enough money is deposited for the daughter's marriage and higher education.
This is how you can open an account
To open an account in Sukanya Samriddhi Yojana, you can go to the nearest post office or you can also go to your bank branch. There you will have to fill the form of the scheme along with the necessary documents and submit it. After this, the daughter's account will be opened. In which you keep investing annually.