The Pradhan Mantri Vishwakarma Yojana is a game-changer for skilled workers and traditional artisans across India. Learn how this scheme can help you start or expand your business with minimal financial burden.

What is the PM Vishwakarma Yojana?

Launched on September 17, this initiative by the Indian government aims to support artisans and craftsmen in 18 traditional trades such as carpentry, pottery, goldsmithing, and blacksmithing. It offers financial assistance, skill enhancement, and toolkits to empower individuals from poor families to grow their businesses.

Key Benefits of the Scheme

1. Loan of ₹3 Lakh Without Guarantee:

   • ₹1 lakh in the first phase to start the business.
   • ₹2 lakh in the second phase for expansion.
   • Loan interest rate: Only 5%, making it affordable for artisans.

2. Skill Development Support:

   • Training through master trainers for advanced skills.
   • A stipend of ₹500 per day during training.

3. Financial Aid and Incentives:

   • ₹15,000 as a toolkit incentive.
   • Digital transaction incentives.

4. Certification:

   • Beneficiaries receive a PM Vishwakarma Certificate and ID card.

Eligibility Criteria

To apply, the individual must:

• Be an Indian citizen.
• Be aged between 18 and 50 years.
• Be skilled in one of the 18 trades listed in the scheme.
• Have certification in the relevant trade and belong to one of the 140 castes included.

Required Documents

• Aadhaar Card
• PAN Card
• Income and Caste Certificate
• Residence Certificate
• Passport-size photograph
• Bank Passbook
• Valid mobile number

How to Apply for the Scheme

1. Visit the official website: pmvishwakarma.gov.in.
2. Click on "Apply Online" under the PM Vishwakarma Kaushal Samman Yojana section.
3. Register with your details, and a registration number and password will be sent via SMS.
4. Fill out the application form and upload the required documents.
5. Review the form and submit it online.

Who Can Benefit From This?

If you're a skilled artisan like a goldsmith, carpenter, potter, or toy maker, this scheme is tailored for you. With low-interest loans and additional incentives, PM Vishwakarma Yojana offers a lifeline to grow your business without financial stress.

Take advantage of this unique opportunity and secure your future by registering today!