Credit Card On Upi: National Payments Corporation of India (NPCI) is now providing the facility of linking credit card to all UPI users. Know its process.

Now if people in India have to make payment, they quickly do it through Unified Payments Interface (UPI). UPI was started in India in the year 2016. Since then, crores of people have been using UPI.

And it is increasing year after year. Now Unified Payments Interface is providing another facility to the people. That is to use a credit card through UPI. Even if there is no money in the bank and he has to make a payment somewhere or buy something.

Even then he can make payments using a credit card through UPI. This service is available on the RuPay credit card of almost all the big banks. How can you activate your credit card on UPI, what is the process for this?

National Payments Corporation of India (NPCI) is now providing the facility of linking RuPay credit cards to all UPI users. In this, you can activate your RuPay credit card on other payment apps like PhonePe, Google Pay, and Paytm.

For this, you have to open your UPI payment app. If you want to add on PhonePe. Then in that, you have to go to the Settings menu on the left side. After this, you have to click on RuPay Credit on UPI there.

After this, you have to add your RuPay credit card. You have to enter its last six digits. You have to enter the expiry date and PIN. After this, you have to create a PIN to use RuPay credit card.

Similarly, to add on Google Pay, you have to go to Settings after opening the app. There you have to click on Setup Payment Method. Then click on Add RuPay Credit Card. After this you have to complete the further process like Phone Pay.